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ZipNumbers

McLean County · North Dakota

ZIP code 58540

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 58540 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,986

ZCTA residents

Median income
$75,625

Household, past 12 months

Median home
$257,800

Owner-occupied value

Sales tax
5%

North Dakota state rate

Quick answer

ZIP 58540 sits in McLean County, North Dakota and is home to 2,986 people. Median household income is $75,625, the median home is worth $257,800 and median gross rent is $669. 85.1% of households own their home, and purchases are taxed at 5% (North Dakota state rate).

County
McLean County

FIPS 38055

State
North Dakota (ND)

389 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 58540

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,986ZIP 58540 residents
Median household income
$75,625Past 12 months, inflation adjusted
Median home value
$257,800Owner-occupied units
Median gross rent
$669Rent plus utilities, monthly
Median age
50 yrsAll residents
Homeownership rate
85.1%Owner-occupied households

Sales tax in 58540

What a purchase inside this ZIP costs at checkout.

Rate applied
5%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$50Before any exemptions

North Dakota levies 5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
11%Median rent ÷ median income
Price-to-income
3.4×Home value ÷ household income
Est. mortgage
$1,338/mo20% down, 30-yr at 6.75%
Poverty rate
11.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 58540 compares

ZIP 58540 against the median ZIP in McLean County and across North Dakota.

MeasureZIP 58540County medianState medianvs state
Median household income$75,625$77,778$78,594-4%
Median home value$257,800$234,700$160,400+61%
Median gross rent$669$779$745-10%
Population2,986346422+608%

Medians are computed across the 13 ZIP areas in McLean County and the 389 ZIP areas in North Dakota.

Statewide rank

Where this ZIP places among all 389 North Dakota ZIP areas.

Income

richer than 45% of 357 state ZIPs

#198
Home value

above 83% of 332 state ZIPs

#55
Population

larger than 92% of 389 state ZIPs

#32

Comparable ZIP codes

North Dakota ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
58270Walsh County$75,795$145,500$932
58701Ward County$75,329$270,200$875
58621Golden Valley County$75,313$120,800$867
58782Renville County$75,985$45,000$458
58225Pembina County$76,250$122,100$570
58240Steele County$76,250$161,500$717

Nearby ZIP codes

Other ZIP codes filed under McLean County.

ZIP 58540 questions

Common questions about this ZIP code.

Where is ZIP code 58540?
ZIP 58540 lies mostly in McLean County, North Dakota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 58540?
North Dakota charges 5% statewide, plus any county, city or district rate that applies locally.
Is 58540 expensive to live in?
Median rent runs $669 a month, about 11% of median household income, and the median home is worth $257,800+61% against the typical North Dakota ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 58540, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.