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Stutsman County · North Dakota

ZIP code 58420

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 58420 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
372

ZCTA residents

Median income
$107,500

Household, past 12 months

Median home
$248,200

Owner-occupied value

Sales tax
5%

North Dakota state rate

Quick answer

ZIP 58420 sits in Stutsman County, North Dakota and is home to 372 people. Median household income is $107,500, the median home is worth $248,200 and median gross rent is —. 93.3% of households own their home, and purchases are taxed at 5% (North Dakota state rate).

County
Stutsman County

FIPS 38093

State
North Dakota (ND)

389 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 58420

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
372ZIP 58420 residents
Median household income
$107,500Past 12 months, inflation adjusted
Median home value
$248,200Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
21.6 yrsAll residents
Homeownership rate
93.3%Owner-occupied households

ZIP 58420 in context

How this area compares with national benchmarks.

ZIP 58420 is a very small community in Stutsman County, North Dakota, with 372 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #207 of 389 ranked by population — larger than 46% of them. The median age here is 21.6 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 58420 earn a median of $107,500 a year, 36.9% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 2.5% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 58420 is valued at $248,200, 18.2% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2.3×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 93.3% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 21.6 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address. With 372 residents, a handful of survey responses moves every median on this page. Compare ZIP 58420 against its county rather than against national figures.

The Census withheld gross rent for ZIP 58420 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 58420 in context

How 58420 sits inside Stutsman County and North Dakota.

ZIP 58420 is tabulated inside Stutsman County, North Dakota, one of 13 ZIP areas the Census publishes for that county and 389 across North Dakota. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 58420 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 58420 reports a median household income of $107,500, 30% above the $82,657 county median, and 37% above the $78,594 typical ND ZIP. Owner-occupied homes are valued at a median of $248,200, 38% above the county figure and 55% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

North Dakota charges 5% statewide, and local governments overlapping 58420 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 58420 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 58420

What a purchase inside this ZIP costs at checkout.

Rate applied
5%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$50Before any exemptions

North Dakota levies 5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
2.3×Home value ÷ household income
Est. mortgage
$1,288/mo20% down, 30-yr at 6.75%
Poverty rate
2.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 58420 compares

ZIP 58420 against the median ZIP in Stutsman County and across North Dakota.

MeasureZIP 58420County medianState medianvs state
Median household income$107,500$82,657$78,594+37%
Median home value$248,200$179,800$160,400+55%
Median gross rent—$825$745—
Population372372422-12%

Medians are computed across the 13 ZIP areas in Stutsman County and the 389 ZIP areas in North Dakota.

Statewide rank

Where this ZIP places among all 389 North Dakota ZIP areas.

Income

richer than 87% of 357 state ZIPs

#45
Home value

above 80% of 332 state ZIPs

#67
Population

larger than 47% of 389 state ZIPs

#207

Comparable ZIP codes

North Dakota ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
58784Mountrail County$107,321$253,200$1,125
58580Mercer County$107,222$251,800$1,125
58077Richland County$106,750$261,800$1,110
58254Nelson County$106,563$106,900$581
58051Cass County$105,893$319,100$661
58741McHenry County$109,375$123,800$641

Nearby ZIP codes

Other ZIP codes filed under Stutsman County.

Adjacent ZIP Codes

Other ZIP codes in Stutsman County, North Dakota.

ZIP 58420 questions

Common questions about this ZIP code.

Where is ZIP code 58420?
ZIP 58420 lies mostly in Stutsman County, North Dakota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 58420?
North Dakota charges 5% statewide, plus any county, city or district rate that applies locally.
Is 58420 expensive to live in?
Median rent runs — a month, and the median home is worth $248,200 — +55% against the typical North Dakota ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 58420, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.