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Grand Forks County · North Dakota

ZIP code 58203

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 58203 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
16,308

ZCTA residents

Median income
$57,905

Household, past 12 months

Median home
$202,500

Owner-occupied value

Sales tax
5%

North Dakota state rate

Quick answer

ZIP 58203 sits in Grand Forks County, North Dakota and is home to 16,308 people. Median household income is $57,905, the median home is worth $202,500 and median gross rent is $932. 44% of households own their home, and purchases are taxed at 5% (North Dakota state rate).

County
Grand Forks County

FIPS 38035

State
North Dakota (ND)

389 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 58203

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
16,308ZIP 58203 residents
Median household income
$57,905Past 12 months, inflation adjusted
Median home value
$202,500Owner-occupied units
Median gross rent
$932Rent plus utilities, monthly
Median age
28.4 yrsAll residents
Homeownership rate
44%Owner-occupied households

ZIP 58203 in context

How this area compares with national benchmarks.

ZIP 58203 is a mid-size town in Grand Forks County, North Dakota, with 16,308 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #15 of 389 ranked by population — larger than 96% of them. The median age here is 28.4 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 58203 earn a median of $57,905 a year, 26.3% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 19.7% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 58203 is valued at $202,500, 33.3% below the national figure, while median gross rent runs $932 a month, 33.7% below the national figure, or roughly $11,184 across a full year. A household on the local median income would put about 19.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 44% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 28.4 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 58203 in context

How 58203 sits inside Grand Forks County and North Dakota.

ZIP 58203 is tabulated inside Grand Forks County, North Dakota, one of 16 ZIP areas the Census publishes for that county and 389 across North Dakota. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 58203 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 58203 reports a median household income of $57,905, 28% below the $80,157 county median, and 26% below the $78,594 typical ND ZIP. Owner-occupied homes are valued at a median of $202,500, close to the county figure and 26% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $932 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

North Dakota charges 5% statewide, and local governments overlapping 58203 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 58203 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 58203

What a purchase inside this ZIP costs at checkout.

Rate applied
5%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$50Before any exemptions

North Dakota levies 5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
3.5×Home value ÷ household income
Est. mortgage
$1,051/mo20% down, 30-yr at 6.75%
Poverty rate
19.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 58203 compares

ZIP 58203 against the median ZIP in Grand Forks County and across North Dakota.

MeasureZIP 58203County medianState medianvs state
Median household income$57,905$80,157$78,594-26%
Median home value$202,500$203,500$160,400+26%
Median gross rent$932$966$745+25%
Population16,308807422+3764%

Medians are computed across the 16 ZIP areas in Grand Forks County and the 389 ZIP areas in North Dakota.

Statewide rank

Where this ZIP places among all 389 North Dakota ZIP areas.

Income

richer than 14% of 357 state ZIPs

#308
Home value

above 67% of 332 state ZIPs

#111
Population

larger than 96% of 389 state ZIPs

#15

Comparable ZIP codes

North Dakota ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
58103Cass County$57,699$239,200$831
58561Logan County$57,500$98,200$850
58301Ramsey County$58,688$205,200$682
58529Grant County$56,875$78,000$621
58401Stutsman County$59,187$208,400$742
58324Towner County$56,250$144,600$757

Nearby ZIP codes

Other ZIP codes filed under Grand Forks County.

Adjacent ZIP Codes

Other ZIP codes in Grand Forks County, North Dakota.

ZIP 58203 questions

Common questions about this ZIP code.

Where is ZIP code 58203?
ZIP 58203 lies mostly in Grand Forks County, North Dakota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 58203?
North Dakota charges 5% statewide, plus any county, city or district rate that applies locally.
Is 58203 expensive to live in?
Median rent runs $932 a month, about 19% of median household income, and the median home is worth $202,500 — +26% against the typical North Dakota ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 58203, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.