ZIP code 28720

ZIP 28720 is a very small community in Rutherford County, North Carolina, with 135 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #793 of 853 ranked by population — larger than 7% of them. The median age here is 58.4 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 28720 earn a median of not published a year. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 14.8% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 28720 is valued at $361,100, 19% above the national figure, while median gross rent runs $1,358 a month, 3.4% below the national figure, or roughly $16,296 across a full year. 67.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 58.4 puts ZIP 28720 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 135 residents, a handful of survey responses moves every median on this page. Compare ZIP 28720 against its county rather than against national figures.

The Census withheld household income for ZIP 28720 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

ZIP 28720 is tabulated inside Rutherford County, North Carolina, one of 12 ZIP areas the Census publishes for that county and 853 across North Carolina. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 28720 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 28720 reports a median household income of not published. Owner-occupied homes are valued at a median of $361,100, 94% above the county figure and 78% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,358 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

North Carolina charges 4.75% statewide, and local governments overlapping 28720 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 28720 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.