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Cattaraugus County · New York

ZIP code 14788

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 14788 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
95

ZCTA residents

Median income
—

Household, past 12 months

Median home
—

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 14788 sits in Cattaraugus County, New York and is home to 95 people. Median household income is —, the median home is worth — and median gross rent is —. 38.5% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Cattaraugus County

FIPS 36009

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 14788

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
95ZIP 14788 residents
Median household income
—Past 12 months, inflation adjusted
Median home value
—Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
46.8 yrsAll residents
Homeownership rate
38.5%Owner-occupied households

ZIP 14788 in context

How this area compares with national benchmarks.

ZIP 14788 is a very small community in Cattaraugus County, New York, with 95 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1703 of 1,824 ranked by population — larger than 6% of them. The median age here is 46.8 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 14788 earn a median of not published a year. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 14.4% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 14788 is valued at not published, while median gross rent runs not published a month. 38.5% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 95 residents, a handful of survey responses moves every median on this page. Compare ZIP 14788 against its county rather than against national figures.

The Census withheld household income, home value, gross rent for ZIP 14788 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 14788 in context

How 14788 sits inside Cattaraugus County and New York.

ZIP 14788 is tabulated inside Cattaraugus County, New York, one of 27 ZIP areas the Census publishes for that county and 1,826 across New York. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 14788 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 14788 reports a median household income of not published. Owner-occupied homes are valued at a median of not published. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New York charges 4% statewide, and local governments overlapping 14788 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 14788 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 14788

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
—Home value ÷ household income
Est. mortgage
—20% down, 30-yr at 6.75%
Poverty rate
14.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 14788 compares

ZIP 14788 against the median ZIP in Cattaraugus County and across New York.

MeasureZIP 14788County medianState medianvs state
Median household income—$61,236$79,429—
Median home value—$106,700$232,800—
Median gross rent—$777$1,125—
Population951,9572,819-97%

Medians are computed across the 27 ZIP areas in Cattaraugus County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

Not published

—
Home value

Not published

—
Population

larger than 7% of 1,824 state ZIPs

#1,703

Nearby ZIP codes

Other ZIP codes filed under Cattaraugus County.

Adjacent ZIP Codes

Other ZIP codes in Cattaraugus County, New York.

ZIP 14788 questions

Common questions about this ZIP code.

Where is ZIP code 14788?
ZIP 14788 lies mostly in Cattaraugus County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 14788?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 14788 expensive to live in?
Median rent runs — a month, and the median home is worth — — — against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 14788, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.