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Cattaraugus County · New York

ZIP code 14729

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 14729 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
768

ZCTA residents

Median income
$70,000

Household, past 12 months

Median home
$177,700

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 14729 sits in Cattaraugus County, New York and is home to 768 people. Median household income is $70,000, the median home is worth $177,700 and median gross rent is $879. 82.9% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Cattaraugus County

FIPS 36009

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 14729

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
768ZIP 14729 residents
Median household income
$70,000Past 12 months, inflation adjusted
Median home value
$177,700Owner-occupied units
Median gross rent
$879Rent plus utilities, monthly
Median age
38 yrsAll residents
Homeownership rate
82.9%Owner-occupied households

ZIP 14729 in context

How this area compares with national benchmarks.

ZIP 14729 is a very small community in Cattaraugus County, New York, with 768 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1364 of 1,824 ranked by population — larger than 25% of them. The median age here is 38 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 14729 earn a median of $70,000 a year, 10.9% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 11.1% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 14729 is valued at $177,700, 41.4% below the national figure, while median gross rent runs $879 a month, 37.5% below the national figure, or roughly $10,548 across a full year. A household on the local median income would put about 15.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 82.9% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

With 768 residents, a handful of survey responses moves every median on this page. Compare ZIP 14729 against its county rather than against national figures.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 14729 in context

How 14729 sits inside Cattaraugus County and New York.

ZIP 14729 is tabulated inside Cattaraugus County, New York, one of 27 ZIP areas the Census publishes for that county and 1,826 across New York. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 14729 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 14729 reports a median household income of $70,000, 14% above the $61,236 county median, and 12% below the $79,429 typical NY ZIP. Owner-occupied homes are valued at a median of $177,700, 67% above the county figure and 24% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $879 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New York charges 4% statewide, and local governments overlapping 14729 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 14729 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 14729

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
2.5×Home value ÷ household income
Est. mortgage
$922/mo20% down, 30-yr at 6.75%
Poverty rate
11.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 14729 compares

ZIP 14729 against the median ZIP in Cattaraugus County and across New York.

MeasureZIP 14729County medianState medianvs state
Median household income$70,000$61,236$79,429-12%
Median home value$177,700$106,700$232,800-24%
Median gross rent$879$777$1,125-22%
Population7681,9572,819-73%

Medians are computed across the 27 ZIP areas in Cattaraugus County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 34% of 1,625 state ZIPs

#1,068
Home value

above 34% of 1,631 state ZIPs

#1,079
Population

larger than 25% of 1,824 state ZIPs

#1,364

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
14738Chautauqua County$70,000$130,300$884
14838Chemung County$70,000$130,900$725
12839Washington County$70,006$161,300$1,018
12801Warren County$70,019$196,000$1,050
13340Herkimer County$69,928$143,900$872
14101Cattaraugus County$70,083$104,400$1,050

Nearby ZIP codes

Other ZIP codes filed under Cattaraugus County.

Adjacent ZIP Codes

Other ZIP codes in Cattaraugus County, New York.

ZIP 14729 questions

Common questions about this ZIP code.

Where is ZIP code 14729?
ZIP 14729 lies mostly in Cattaraugus County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 14729?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 14729 expensive to live in?
Median rent runs $879 a month, about 15% of median household income, and the median home is worth $177,700 — -24% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 14729, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.