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Monroe County · New York

ZIP code 14613

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 14613 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
14,740

ZCTA residents

Median income
$33,370

Household, past 12 months

Median home
$108,200

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 14613 sits in Monroe County, New York and is home to 14,740 people. Median household income is $33,370, the median home is worth $108,200 and median gross rent is $939. 30.5% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Monroe County

FIPS 36055

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 14613

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
14,740ZIP 14613 residents
Median household income
$33,370Past 12 months, inflation adjusted
Median home value
$108,200Owner-occupied units
Median gross rent
$939Rent plus utilities, monthly
Median age
32.1 yrsAll residents
Homeownership rate
30.5%Owner-occupied households

ZIP 14613 in context

How this area compares with national benchmarks.

ZIP 14613 is a mid-size town in Monroe County, New York, with 14,740 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #404 of 1,824 ranked by population — larger than 77% of them. The median age here is 32.1 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 14613 earn a median of $33,370 a year, 57.5% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 33.3% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 14613 is valued at $108,200, 64.3% below the national figure, while median gross rent runs $939 a month, 33.2% below the national figure, or roughly $11,268 across a full year. A household on the local median income would put about 33.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 3.2×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 30.5% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

ZIP 14613 is the unusual combination of expensive to rent and cheap to buy: rent takes 33.8% of median income while homes cost only 3.2× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 14613 in context

How 14613 sits inside Monroe County and New York.

ZIP 14613 is tabulated inside Monroe County, New York, one of 44 ZIP areas the Census publishes for that county and 1,826 across New York. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 14613 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 14613 reports a median household income of $33,370, 58% below the $78,785 county median, and 58% below the $79,429 typical NY ZIP. Owner-occupied homes are valued at a median of $108,200, 42% below the county figure and 54% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $939 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New York charges 4% statewide, and local governments overlapping 14613 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 14613 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 14613

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
34%Median rent ÷ median income
Price-to-income
3.2×Home value ÷ household income
Est. mortgage
$561/mo20% down, 30-yr at 6.75%
Poverty rate
33.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 14613 compares

ZIP 14613 against the median ZIP in Monroe County and across New York.

MeasureZIP 14613County medianState medianvs state
Median household income$33,370$78,785$79,429-58%
Median home value$108,200$186,400$232,800-54%
Median gross rent$939$1,160$1,125-17%
Population14,74014,4822,819+423%

Medians are computed across the 44 ZIP areas in Monroe County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 1% of 1,625 state ZIPs

#1,610
Home value

above 7% of 1,631 state ZIPs

#1,509
Population

larger than 78% of 1,824 state ZIPs

#404

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
12307Schenectady County$33,191$95,900$1,110
14201Erie County$34,204$327,900$953
12207Albany County$32,418$242,500$689
12821Washington County$32,344$212,000$857
12768Sullivan County$34,406$271,300—
14211Erie County$34,490$91,600$1,008

Nearby ZIP codes

Other ZIP codes filed under Monroe County.

Adjacent ZIP Codes

Other ZIP codes in Monroe County, New York.

ZIP 14613 questions

Common questions about this ZIP code.

Where is ZIP code 14613?
ZIP 14613 lies mostly in Monroe County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 14613?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 14613 expensive to live in?
Median rent runs $939 a month, about 34% of median household income, and the median home is worth $108,200 — -54% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 14613, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.