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ZipNumbers

Washington County · New York

ZIP code 12821

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 12821 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,228

ZCTA residents

Median income
$32,344

Household, past 12 months

Median home
$212,000

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 12821 sits in Washington County, New York and is home to 2,228 people. Median household income is $32,344, the median home is worth $212,000 and median gross rent is $857. 51.5% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Washington County

FIPS 36115

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 12821

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,228ZIP 12821 residents
Median household income
$32,344Past 12 months, inflation adjusted
Median home value
$212,000Owner-occupied units
Median gross rent
$857Rent plus utilities, monthly
Median age
40.5 yrsAll residents
Homeownership rate
51.5%Owner-occupied households

Sales tax in 12821

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
32%Median rent ÷ median income
Price-to-income
6.6×Home value ÷ household income
Est. mortgage
$1,100/mo20% down, 30-yr at 6.75%
Poverty rate
23.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 12821 compares

ZIP 12821 against the median ZIP in Washington County and across New York.

MeasureZIP 12821County medianState medianvs state
Median household income$32,344$76,979$79,429-59%
Median home value$212,000$212,000$232,800-9%
Median gross rent$857$1,078$1,125-24%
Population2,2281,5492,819-21%

Medians are computed across the 22 ZIP areas in Washington County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 1% of 1,625 state ZIPs

#1,615
Home value

above 44% of 1,631 state ZIPs

#908
Population

larger than 45% of 1,824 state ZIPs

#1,004

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
12207Albany County$32,418$242,500$689
13670St. Lawrence County$32,500$61,700
13666St. Lawrence County$32,679$47,800$781
12307Schenectady County$33,191$95,900$1,110
14613Monroe County$33,370$108,200$939
12410Ulster County$31,033$252,200

Nearby ZIP codes

Other ZIP codes filed under Washington County.

ZIP 12821 questions

Common questions about this ZIP code.

Where is ZIP code 12821?
ZIP 12821 lies mostly in Washington County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 12821?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 12821 expensive to live in?
Median rent runs $857 a month, about 32% of median household income, and the median home is worth $212,000-9% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 12821, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.