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ZipNumbers

Essex County · New York

ZIP code 12964

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 12964 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
46

ZCTA residents

Median income
$79,063

Household, past 12 months

Median home

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 12964 sits in Essex County, New York and is home to 46 people. Median household income is $79,063, the median home is worth and median gross rent is . 88.9% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Essex County

FIPS 36031

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 12964

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
46ZIP 12964 residents
Median household income
$79,063Past 12 months, inflation adjusted
Median home value
Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
65.9 yrsAll residents
Homeownership rate
88.9%Owner-occupied households

Sales tax in 12964

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
Home value ÷ household income
Est. mortgage
20% down, 30-yr at 6.75%
Poverty rate
26.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 12964 compares

ZIP 12964 against the median ZIP in Essex County and across New York.

MeasureZIP 12964County medianState medianvs state
Median household income$79,063$70,375$79,429even
Median home value$190,500$232,800
Median gross rent$1,016$1,125
Population467012,819-98%

Medians are computed across the 29 ZIP areas in Essex County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 49% of 1,625 state ZIPs

#822
Home value

Not published

Population

larger than 5% of 1,824 state ZIPs

#1,739

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
14424Ontario County$79,135$250,400$1,228
14060Allegany County$79,145$97,900
13624Jefferson County$79,167$224,000$982
13037Madison County$79,191$211,000$826
14174Niagara County$78,922$235,400$1,152
12070Montgomery County$78,884$163,900$840

Nearby ZIP codes

Other ZIP codes filed under Essex County.

ZIP 12964 questions

Common questions about this ZIP code.

Where is ZIP code 12964?
ZIP 12964 lies mostly in Essex County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 12964?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 12964 expensive to live in?
Median rent runs a month, and the median home is worth against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 12964, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.