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Dutchess County · New York

ZIP code 12501

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 12501 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,374

ZCTA residents

Median income
$78,716

Household, past 12 months

Median home
$305,600

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 12501 sits in Dutchess County, New York and is home to 2,374 people. Median household income is $78,716, the median home is worth $305,600 and median gross rent is $1,295. 57% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Dutchess County

FIPS 36027

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 12501

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,374ZIP 12501 residents
Median household income
$78,716Past 12 months, inflation adjusted
Median home value
$305,600Owner-occupied units
Median gross rent
$1,295Rent plus utilities, monthly
Median age
44 yrsAll residents
Homeownership rate
57%Owner-occupied households

ZIP 12501 in context

How this area compares with national benchmarks.

ZIP 12501 is a small town in Dutchess County, New York, with 2,374 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #972 of 1,824 ranked by population — larger than 46% of them. The median age here is 44 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 12501 earn a median of $78,716 a year, essentially level with the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 7.9% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 12501 is valued at $305,600, essentially level with the national figure, while median gross rent runs $1,295 a month, 7.9% below the national figure, or roughly $15,540 across a full year. A household on the local median income would put about 19.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 57% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 12501 in context

How 12501 sits inside Dutchess County and New York.

ZIP 12501 is tabulated inside Dutchess County, New York, one of 34 ZIP areas the Census publishes for that county and 1,826 across New York. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 12501 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 12501 reports a median household income of $78,716, 20% below the $97,810 county median, and close to the $79,429 typical NY ZIP. Owner-occupied homes are valued at a median of $305,600, 20% below the county figure and 31% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,295 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New York charges 4% statewide, and local governments overlapping 12501 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 12501 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 12501

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
3.9×Home value ÷ household income
Est. mortgage
$1,586/mo20% down, 30-yr at 6.75%
Poverty rate
7.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 12501 compares

ZIP 12501 against the median ZIP in Dutchess County and across New York.

MeasureZIP 12501County medianState medianvs state
Median household income$78,716$97,810$79,429-1%
Median home value$305,600$381,850$232,800+31%
Median gross rent$1,295$1,455$1,125+15%
Population2,3743,9072,819-16%

Medians are computed across the 34 ZIP areas in Dutchess County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 49% of 1,625 state ZIPs

#830
Home value

above 61% of 1,631 state ZIPs

#634
Population

larger than 47% of 1,824 state ZIPs

#972

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
12138Rensselaer County$78,693$181,800$1,234
12197Otsego County$78,750$163,300$783
13052Madison County$78,750$133,500$805
13615Jefferson County$78,750$182,100$763
14626Monroe County$78,785$185,300$1,206
12428Ulster County$78,802$200,800$1,073

Nearby ZIP codes

Other ZIP codes filed under Dutchess County.

Adjacent ZIP Codes

Other ZIP codes in Dutchess County, New York.

ZIP 12501 questions

Common questions about this ZIP code.

Where is ZIP code 12501?
ZIP 12501 lies mostly in Dutchess County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 12501?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 12501 expensive to live in?
Median rent runs $1,295 a month, about 20% of median household income, and the median home is worth $305,600 — +31% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 12501, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.