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Albany County · New York

ZIP code 12222

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 12222 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
6,494

ZCTA residents

Median income
$59,274

Household, past 12 months

Median home
—

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 12222 sits in Albany County, New York and is home to 6,494 people. Median household income is $59,274, the median home is worth — and median gross rent is $2,222. 0% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Albany County

FIPS 36001

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 12222

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
6,494ZIP 12222 residents
Median household income
$59,274Past 12 months, inflation adjusted
Median home value
—Owner-occupied units
Median gross rent
$2,222Rent plus utilities, monthly
Median age
19.9 yrsAll residents
Homeownership rate
0%Owner-occupied households

ZIP 12222 in context

How this area compares with national benchmarks.

ZIP 12222 is a mid-size town in Albany County, New York, with 6,494 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #644 of 1,824 ranked by population — larger than 64% of them. The median age here is 19.9 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 12222 earn a median of $59,274 a year, 24.5% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 0% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 12222 is valued at not published, while median gross rent runs $2,222 a month, 58% above the national figure, or roughly $26,664 across a full year. A household on the local median income would put about 45% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is severely stretched — a median-income renter clears the cost-burden line by a wide margin before utilities beyond the gross-rent definition. 0% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 19.9 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.

The Census withheld home value for ZIP 12222 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 12222 in context

How 12222 sits inside Albany County and New York.

ZIP 12222 is tabulated inside Albany County, New York, one of 39 ZIP areas the Census publishes for that county and 1,826 across New York. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 12222 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 12222 reports a median household income of $59,274, 34% below the $89,270 county median, and 25% below the $79,429 typical NY ZIP. Owner-occupied homes are valued at a median of not published. Rent is reported gross — the contract amount plus tenant-paid utilities — at $2,222 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New York charges 4% statewide, and local governments overlapping 12222 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 12222 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 12222

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
45%Median rent ÷ median income
Price-to-income
—Home value ÷ household income
Est. mortgage
—20% down, 30-yr at 6.75%
Poverty rate
0%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 12222 compares

ZIP 12222 against the median ZIP in Albany County and across New York.

MeasureZIP 12222County medianState medianvs state
Median household income$59,274$89,270$79,429-25%
Median home value—$260,350$232,800—
Median gross rent$2,222$1,226$1,125+98%
Population6,4946,2212,819+130%

Medians are computed across the 39 ZIP areas in Albany County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 17% of 1,625 state ZIPs

#1,356
Home value

Not published

—
Population

larger than 65% of 1,824 state ZIPs

#644

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
12901Clinton County$59,413$182,100$957
14895Allegany County$59,063$93,800$645
13207Onondaga County$59,495$110,500$1,111
14620Monroe County$59,525$197,700$1,193
13733Chenango County$59,019$122,200$828
13502Oneida County$59,530$149,600$965

Nearby ZIP codes

Other ZIP codes filed under Albany County.

Adjacent ZIP Codes

Other ZIP codes in Albany County, New York.

ZIP 12222 questions

Common questions about this ZIP code.

Where is ZIP code 12222?
ZIP 12222 lies mostly in Albany County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 12222?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 12222 expensive to live in?
Median rent runs $2,222 a month, about 45% of median household income, and the median home is worth — — — against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 12222, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.