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ZipNumbers

Albany County · New York

ZIP code 12009

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 12009 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
8,068

ZCTA residents

Median income
$114,352

Household, past 12 months

Median home
$321,500

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 12009 sits in Albany County, New York and is home to 8,068 people. Median household income is $114,352, the median home is worth $321,500 and median gross rent is $1,282. 78.2% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Albany County

FIPS 36001

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 12009

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
8,068ZIP 12009 residents
Median household income
$114,352Past 12 months, inflation adjusted
Median home value
$321,500Owner-occupied units
Median gross rent
$1,282Rent plus utilities, monthly
Median age
43.4 yrsAll residents
Homeownership rate
78.2%Owner-occupied households

Sales tax in 12009

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
13%Median rent ÷ median income
Price-to-income
2.8×Home value ÷ household income
Est. mortgage
$1,668/mo20% down, 30-yr at 6.75%
Poverty rate
3.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 12009 compares

ZIP 12009 against the median ZIP in Albany County and across New York.

MeasureZIP 12009County medianState medianvs state
Median household income$114,352$89,270$79,429+44%
Median home value$321,500$260,350$232,800+38%
Median gross rent$1,282$1,226$1,125+14%
Population8,0686,2212,819+186%

Medians are computed across the 39 ZIP areas in Albany County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 79% of 1,625 state ZIPs

#341
Home value

above 63% of 1,631 state ZIPs

#605
Population

larger than 68% of 1,824 state ZIPs

#585

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
12823Washington County$114,450$195,200
12548Ulster County$114,191$327,800$1,914
10924Orange County$114,567$433,600$1,668
10901Rockland County$114,651$490,700$1,746
13078Onondaga County$114,657$279,200$1,291
12409Ulster County$114,758$662,300$1,583

Nearby ZIP codes

Other ZIP codes filed under Albany County.

ZIP 12009 questions

Common questions about this ZIP code.

Where is ZIP code 12009?
ZIP 12009 lies mostly in Albany County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 12009?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 12009 expensive to live in?
Median rent runs $1,282 a month, about 13% of median household income, and the median home is worth $321,500+38% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 12009, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.