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Suffolk County · New York

ZIP code 11944

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 11944 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
4,744

ZCTA residents

Median income
$79,917

Household, past 12 months

Median home
$822,200

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 11944 sits in Suffolk County, New York and is home to 4,744 people. Median household income is $79,917, the median home is worth $822,200 and median gross rent is $2,048. 63.5% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Suffolk County

FIPS 36103

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 11944

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
4,744ZIP 11944 residents
Median household income
$79,917Past 12 months, inflation adjusted
Median home value
$822,200Owner-occupied units
Median gross rent
$2,048Rent plus utilities, monthly
Median age
52.2 yrsAll residents
Homeownership rate
63.5%Owner-occupied households

ZIP 11944 in context

How this area compares with national benchmarks.

ZIP 11944 is a small town in Suffolk County, New York, with 4,744 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #744 of 1,824 ranked by population — larger than 59% of them. The median age here is 52.2 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 11944 earn a median of $79,917 a year, 1.8% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 9.4% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 11944 is valued at $822,200, 171% above the national figure, while median gross rent runs $2,048 a month, 45.7% above the national figure, or roughly $24,576 across a full year. A household on the local median income would put about 30.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 10.3×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 63.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Home values sit at 10.3× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. A median age of 52.2 puts ZIP 11944 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 11944 in context

How 11944 sits inside Suffolk County and New York.

ZIP 11944 is tabulated inside Suffolk County, New York, one of 108 ZIP areas the Census publishes for that county and 1,826 across New York. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 11944 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 11944 reports a median household income of $79,917, 38% below the $128,844 county median, and close to the $79,429 typical NY ZIP. Owner-occupied homes are valued at a median of $822,200, 34% above the county figure and 253% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $2,048 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New York charges 4% statewide, and local governments overlapping 11944 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 11944 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 11944

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
31%Median rent ÷ median income
Price-to-income
10.3×Home value ÷ household income
Est. mortgage
$4,266/mo20% down, 30-yr at 6.75%
Poverty rate
9.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 11944 compares

ZIP 11944 against the median ZIP in Suffolk County and across New York.

MeasureZIP 11944County medianState medianvs state
Median household income$79,917$128,844$79,429+1%
Median home value$822,200$614,300$232,800+253%
Median gross rent$2,048$2,240$1,125+82%
Population4,7449,5492,819+68%

Medians are computed across the 108 ZIP areas in Suffolk County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 51% of 1,625 state ZIPs

#802
Home value

above 91% of 1,631 state ZIPs

#141
Population

larger than 59% of 1,824 state ZIPs

#744

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
12928Essex County$79,890$155,400$827
12776Delaware County$79,875$238,800$1,234
12822Saratoga County$80,000$187,500$971
12046Albany County$79,833$270,100$1,170
12203Albany County$80,055$258,800$1,342
14091Erie County$80,086$240,800$1,732

Nearby ZIP codes

Other ZIP codes filed under Suffolk County.

Adjacent ZIP Codes

Other ZIP codes in Suffolk County, New York.

ZIP 11944 questions

Common questions about this ZIP code.

Where is ZIP code 11944?
ZIP 11944 lies mostly in Suffolk County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 11944?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 11944 expensive to live in?
Median rent runs $2,048 a month, about 31% of median household income, and the median home is worth $822,200 — +253% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 11944, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.