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Suffolk County · New York

ZIP code 11940

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 11940 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
5,508

ZCTA residents

Median income
$121,250

Household, past 12 months

Median home
$626,400

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 11940 sits in Suffolk County, New York and is home to 5,508 people. Median household income is $121,250, the median home is worth $626,400 and median gross rent is $2,273. 67.6% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Suffolk County

FIPS 36103

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 11940

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
5,508ZIP 11940 residents
Median household income
$121,250Past 12 months, inflation adjusted
Median home value
$626,400Owner-occupied units
Median gross rent
$2,273Rent plus utilities, monthly
Median age
44.5 yrsAll residents
Homeownership rate
67.6%Owner-occupied households

ZIP 11940 in context

How this area compares with national benchmarks.

ZIP 11940 is a mid-size town in Suffolk County, New York, with 5,508 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #695 of 1,824 ranked by population — larger than 61% of them. The median age here is 44.5 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 11940 earn a median of $121,250 a year, 54.4% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 3.5% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 11940 is valued at $626,400, 106.5% above the national figure, while median gross rent runs $2,273 a month, 61.7% above the national figure, or roughly $27,276 across a full year. A household on the local median income would put about 22.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 5.2×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 67.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 11940 in context

How 11940 sits inside Suffolk County and New York.

ZIP 11940 is tabulated inside Suffolk County, New York, one of 108 ZIP areas the Census publishes for that county and 1,826 across New York. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 11940 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 11940 reports a median household income of $121,250, 6% below the $128,844 county median, and 53% above the $79,429 typical NY ZIP. Owner-occupied homes are valued at a median of $626,400, close to the county figure and 169% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $2,273 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New York charges 4% statewide, and local governments overlapping 11940 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 11940 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 11940

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
22%Median rent ÷ median income
Price-to-income
5.2×Home value ÷ household income
Est. mortgage
$3,250/mo20% down, 30-yr at 6.75%
Poverty rate
3.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 11940 compares

ZIP 11940 against the median ZIP in Suffolk County and across New York.

MeasureZIP 11940County medianState medianvs state
Median household income$121,250$128,844$79,429+53%
Median home value$626,400$614,300$232,800+169%
Median gross rent$2,273$2,240$1,125+102%
Population5,5089,5492,819+95%

Medians are computed across the 108 ZIP areas in Suffolk County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 83% of 1,625 state ZIPs

#282
Home value

above 83% of 1,631 state ZIPs

#282
Population

larger than 62% of 1,824 state ZIPs

#695

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
10708Westchester County$121,107$496,800$2,161
11249Kings County$121,400$1,326,700$2,982
10603Westchester County$121,450$499,600$1,905
10509Putnam County$120,987$430,200$1,836
13066Onondaga County$121,599$265,900$1,218
12067Albany County$120,878$318,100$1,238

Nearby ZIP codes

Other ZIP codes filed under Suffolk County.

Adjacent ZIP Codes

Other ZIP codes in Suffolk County, New York.

ZIP 11940 questions

Common questions about this ZIP code.

Where is ZIP code 11940?
ZIP 11940 lies mostly in Suffolk County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 11940?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 11940 expensive to live in?
Median rent runs $2,273 a month, about 22% of median household income, and the median home is worth $626,400 — +169% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 11940, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.