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ZipNumbers

Orange County · New York

ZIP code 10928

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 10928 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
5,273

ZCTA residents

Median income
$96,106

Household, past 12 months

Median home
$307,800

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 10928 sits in Orange County, New York and is home to 5,273 people. Median household income is $96,106, the median home is worth $307,800 and median gross rent is $1,717. 59.4% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Orange County

FIPS 36071

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 10928

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
5,273ZIP 10928 residents
Median household income
$96,106Past 12 months, inflation adjusted
Median home value
$307,800Owner-occupied units
Median gross rent
$1,717Rent plus utilities, monthly
Median age
42.4 yrsAll residents
Homeownership rate
59.4%Owner-occupied households

Sales tax in 10928

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
21%Median rent ÷ median income
Price-to-income
3.2×Home value ÷ household income
Est. mortgage
$1,597/mo20% down, 30-yr at 6.75%
Poverty rate
8.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 10928 compares

ZIP 10928 against the median ZIP in Orange County and across New York.

MeasureZIP 10928County medianState medianvs state
Median household income$96,106$105,400$79,429+21%
Median home value$307,800$375,200$232,800+32%
Median gross rent$1,717$1,606$1,125+53%
Population5,2733,4122,819+87%

Medians are computed across the 46 ZIP areas in Orange County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 68% of 1,625 state ZIPs

#513
Home value

above 61% of 1,631 state ZIPs

#629
Population

larger than 61% of 1,824 state ZIPs

#709

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
12512Dutchess County$96,151$435,300
12151Saratoga County$96,184$313,100$1,655
13026Cayuga County$96,000$202,000$1,263
12567Dutchess County$95,982$329,700$1,455
10976Rockland County$95,956$658,300$1,075
12158Albany County$95,949$300,600$1,678

Nearby ZIP codes

Other ZIP codes filed under Orange County.

ZIP 10928 questions

Common questions about this ZIP code.

Where is ZIP code 10928?
ZIP 10928 lies mostly in Orange County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 10928?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 10928 expensive to live in?
Median rent runs $1,717 a month, about 21% of median household income, and the median home is worth $307,800+32% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 10928, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.