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New York County · New York

ZIP code 10069

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 10069 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
6,669

ZCTA residents

Median income
$226,151

Household, past 12 months

Median home
$2,000,001

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 10069 sits in New York County, New York and is home to 6,669 people. Median household income is $226,151, the median home is worth $2,000,001 and median gross rent is $3,501. 29.2% of households own their home, and purchases are taxed at 4% (New York state rate).

County
New York County

FIPS 36061

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 10069

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
6,669ZIP 10069 residents
Median household income
$226,151Past 12 months, inflation adjusted
Median home value
$2,000,001Owner-occupied units
Median gross rent
$3,501Rent plus utilities, monthly
Median age
39.3 yrsAll residents
Homeownership rate
29.2%Owner-occupied households

ZIP 10069 in context

How this area compares with national benchmarks.

ZIP 10069 is a mid-size town in New York County, New York, with 6,669 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #635 of 1,824 ranked by population — larger than 65% of them. The median age here is 39.3 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 10069 earn a median of $226,151 a year, 188% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 26.6% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 10069 is valued at $2,000,001, 559.2% above the national figure, while median gross rent runs $3,501 a month, 149% above the national figure, or roughly $42,012 across a full year. A household on the local median income would put about 18.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 8.8×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 29.2% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Home values sit at 8.8× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 10069 in context

How 10069 sits inside New York County and New York.

ZIP 10069 is tabulated inside New York County, New York, one of 69 ZIP areas the Census publishes for that county and 1,826 across New York. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 10069 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 10069 reports a median household income of $226,151, 70% above the $132,780 county median, and 185% above the $79,429 typical NY ZIP. Owner-occupied homes are valued at a median of $2,000,001, 92% above the county figure and 759% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $3,501 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New York charges 4% statewide, and local governments overlapping 10069 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 10069 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 10069

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
8.8×Home value ÷ household income
Est. mortgage
$10,378/mo20% down, 30-yr at 6.75%
Poverty rate
26.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 10069 compares

ZIP 10069 against the median ZIP in New York County and across New York.

MeasureZIP 10069County medianState medianvs state
Median household income$226,151$132,780$79,429+185%
Median home value$2,000,001$1,041,300$232,800+759%
Median gross rent$3,501$2,800$1,125+211%
Population6,66914,9852,819+137%

Medians are computed across the 69 ZIP areas in New York County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 99% of 1,625 state ZIPs

#22
Home value

above 100% of 1,631 state ZIPs

#1
Population

larger than 65% of 1,824 state ZIPs

#635

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
10576Westchester County$227,344$1,014,900$3,501
10501Westchester County$231,607$801,900—
10004New York County$220,592$1,866,400$3,501
10804Westchester County$220,089$894,100$2,114
11576Nassau County$232,279$1,214,500$2,239
10527Westchester County$219,698$778,300—

Nearby ZIP codes

Other ZIP codes filed under New York County.

Adjacent ZIP Codes

Other ZIP codes in New York County, New York.

ZIP 10069 questions

Common questions about this ZIP code.

Where is ZIP code 10069?
ZIP 10069 lies mostly in New York County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 10069?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 10069 expensive to live in?
Median rent runs $3,501 a month, about 19% of median household income, and the median home is worth $2,000,001 — +759% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 10069, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.