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ZipNumbers

New York County · New York

ZIP code 10040

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 10040 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
41,581

ZCTA residents

Median income
$64,022

Household, past 12 months

Median home
$465,700

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 10040 sits in New York County, New York and is home to 41,581 people. Median household income is $64,022, the median home is worth $465,700 and median gross rent is $1,680. 15.4% of households own their home, and purchases are taxed at 4% (New York state rate).

County
New York County

FIPS 36061

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 10040

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
41,581ZIP 10040 residents
Median household income
$64,022Past 12 months, inflation adjusted
Median home value
$465,700Owner-occupied units
Median gross rent
$1,680Rent plus utilities, monthly
Median age
41.5 yrsAll residents
Homeownership rate
15.4%Owner-occupied households

Sales tax in 10040

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
31%Median rent ÷ median income
Price-to-income
7.3×Home value ÷ household income
Est. mortgage
$2,416/mo20% down, 30-yr at 6.75%
Poverty rate
16.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 10040 compares

ZIP 10040 against the median ZIP in New York County and across New York.

MeasureZIP 10040County medianState medianvs state
Median household income$64,022$132,780$79,429-19%
Median home value$465,700$1,041,300$232,800+100%
Median gross rent$1,680$2,800$1,125+49%
Population41,58114,9852,819+1375%

Medians are computed across the 69 ZIP areas in New York County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 25% of 1,625 state ZIPs

#1,222
Home value

above 75% of 1,631 state ZIPs

#408
Population

larger than 93% of 1,824 state ZIPs

#130

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
13470Fulton County$64,028$146,600$771
13603Jefferson County$64,028$1,567
14731Cattaraugus County$64,091$255,200$908
11223Kings County$63,950$1,063,200$1,653
14822Allegany County$64,100$84,000$979
12857Essex County$63,935$187,500$746

Nearby ZIP codes

Other ZIP codes filed under New York County.

ZIP 10040 questions

Common questions about this ZIP code.

Where is ZIP code 10040?
ZIP 10040 lies mostly in New York County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 10040?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 10040 expensive to live in?
Median rent runs $1,680 a month, about 31% of median household income, and the median home is worth $465,700+100% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 10040, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.