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ZipNumbers

New York County · New York

ZIP code 10028

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 10028 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
45,679

ZCTA residents

Median income
$168,125

Household, past 12 months

Median home
$1,600,400

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 10028 sits in New York County, New York and is home to 45,679 people. Median household income is $168,125, the median home is worth $1,600,400 and median gross rent is $2,702. 37.9% of households own their home, and purchases are taxed at 4% (New York state rate).

County
New York County

FIPS 36061

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 10028

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
45,679ZIP 10028 residents
Median household income
$168,125Past 12 months, inflation adjusted
Median home value
$1,600,400Owner-occupied units
Median gross rent
$2,702Rent plus utilities, monthly
Median age
42.8 yrsAll residents
Homeownership rate
37.9%Owner-occupied households

Sales tax in 10028

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
9.5×Home value ÷ household income
Est. mortgage
$8,304/mo20% down, 30-yr at 6.75%
Poverty rate
5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 10028 compares

ZIP 10028 against the median ZIP in New York County and across New York.

MeasureZIP 10028County medianState medianvs state
Median household income$168,125$132,780$79,429+112%
Median home value$1,600,400$1,041,300$232,800+587%
Median gross rent$2,702$2,800$1,125+140%
Population45,67914,9852,819+1520%

Medians are computed across the 69 ZIP areas in New York County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 95% of 1,625 state ZIPs

#78
Home value

above 99% of 1,631 state ZIPs

#21
Population

larger than 95% of 1,824 state ZIPs

#98

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
10522Westchester County$167,927$719,300$2,346
11725Suffolk County$168,324$643,000$2,358
11793Nassau County$168,519$633,600$2,169
10518Westchester County$167,368$795,500
10014New York County$167,254$1,294,200$2,998
11020Nassau County$169,265$1,155,600$2,845

Nearby ZIP codes

Other ZIP codes filed under New York County.

ZIP 10028 questions

Common questions about this ZIP code.

Where is ZIP code 10028?
ZIP 10028 lies mostly in New York County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 10028?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 10028 expensive to live in?
Median rent runs $2,702 a month, about 19% of median household income, and the median home is worth $1,600,400+587% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 10028, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.