ZIP code 88345

ZIP 88345 is a mid-size town in Lincoln County, New Mexico, with 7,747 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #62 of 372 ranked by population — larger than 83% of them. The median age here is 44.9 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 88345 earn a median of $51,008 a year, 35.1% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 16.1% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 88345 is valued at $232,400, 23.4% below the national figure, while median gross rent runs $916 a month, 34.9% below the national figure, or roughly $10,992 across a full year. A household on the local median income would put about 21.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.6×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 70.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 88345 is tabulated inside Lincoln County, New Mexico, one of 15 ZIP areas the Census publishes for that county and 372 across New Mexico. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 88345 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 88345 reports a median household income of $51,008, 13% below the $58,770 county median, and 5% below the $53,479 typical NM ZIP. Owner-occupied homes are valued at a median of $232,400, close to the county figure and 31% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $916 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Mexico charges 4.875% statewide, and local governments overlapping 88345 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 88345 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.