Skip to content
ZipNumbers

Lincoln County · New Mexico

ZIP code 88312

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 88312 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
3,178

ZCTA residents

Median income
$95,479

Household, past 12 months

Median home
$339,200

Owner-occupied value

Sales tax
4.875%

New Mexico state rate

Quick answer

ZIP 88312 sits in Lincoln County, New Mexico and is home to 3,178 people. Median household income is $95,479, the median home is worth $339,200 and median gross rent is . 97.5% of households own their home, and purchases are taxed at 4.875% (New Mexico state rate).

County
Lincoln County

FIPS 35027

State
New Mexico (NM)

372 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 88312

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
3,178ZIP 88312 residents
Median household income
$95,479Past 12 months, inflation adjusted
Median home value
$339,200Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
62.4 yrsAll residents
Homeownership rate
97.5%Owner-occupied households

Sales tax in 88312

What a purchase inside this ZIP costs at checkout.

Rate applied
4.875%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$49Before any exemptions

New Mexico levies 4.875% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
3.6×Home value ÷ household income
Est. mortgage
$1,760/mo20% down, 30-yr at 6.75%
Poverty rate
9.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 88312 compares

ZIP 88312 against the median ZIP in Lincoln County and across New Mexico.

MeasureZIP 88312County medianState medianvs state
Median household income$95,479$58,770$53,479+79%
Median home value$339,200$232,400$177,700+91%
Median gross rent$871$875
Population3,178344903+252%

Medians are computed across the 15 ZIP areas in Lincoln County and the 372 ZIP areas in New Mexico.

Statewide rank

Where this ZIP places among all 372 New Mexico ZIP areas.

Income

richer than 91% of 276 state ZIPs

#26
Home value

above 87% of 261 state ZIPs

#35
Population

larger than 74% of 372 state ZIPs

#98

Comparable ZIP codes

New Mexico ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
87316McKinley County$96,324$77,200$1,072
87508Santa Fe County$96,767$529,000$1,502
87516Rio Arriba County$98,750$525,000
87113Bernalillo County$92,083$362,100$1,581
87144Sandoval County$90,973$280,600$1,670
87823Socorro County$90,707$135,500

Nearby ZIP codes

Other ZIP codes filed under Lincoln County.

ZIP 88312 questions

Common questions about this ZIP code.

Where is ZIP code 88312?
ZIP 88312 lies mostly in Lincoln County, New Mexico. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 88312?
New Mexico charges 4.875% statewide, plus any county, city or district rate that applies locally.
Is 88312 expensive to live in?
Median rent runs a month, and the median home is worth $339,200+91% against the typical New Mexico ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 88312, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.