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Taos County · New Mexico

ZIP code 87513

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 87513 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,078

ZCTA residents

Median income
$80,389

Household, past 12 months

Median home
$403,400

Owner-occupied value

Sales tax
4.875%

New Mexico state rate

Quick answer

ZIP 87513 sits in Taos County, New Mexico and is home to 1,078 people. Median household income is $80,389, the median home is worth $403,400 and median gross rent is —. 96.6% of households own their home, and purchases are taxed at 4.875% (New Mexico state rate).

County
Taos County

FIPS 35055

State
New Mexico (NM)

372 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 87513

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,078ZIP 87513 residents
Median household income
$80,389Past 12 months, inflation adjusted
Median home value
$403,400Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
56.2 yrsAll residents
Homeownership rate
96.6%Owner-occupied households

ZIP 87513 in context

How this area compares with national benchmarks.

ZIP 87513 is a small town in Taos County, New Mexico, with 1,078 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #169 of 372 ranked by population — larger than 54% of them. The median age here is 56.2 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 87513 earn a median of $80,389 a year, 2.4% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 4.6% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 87513 is valued at $403,400, 33% above the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 5×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 96.6% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 56.2 puts ZIP 87513 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

The Census withheld gross rent for ZIP 87513 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 87513 in context

How 87513 sits inside Taos County and New Mexico.

ZIP 87513 is tabulated inside Taos County, New Mexico, one of 18 ZIP areas the Census publishes for that county and 372 across New Mexico. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 87513 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 87513 reports a median household income of $80,389, 33% above the $60,442 county median, and 50% above the $53,479 typical NM ZIP. Owner-occupied homes are valued at a median of $403,400, close to the county figure and 127% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Mexico charges 4.875% statewide, and local governments overlapping 87513 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 87513 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 87513

What a purchase inside this ZIP costs at checkout.

Rate applied
4.875%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$49Before any exemptions

New Mexico levies 4.875% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
5.0×Home value ÷ household income
Est. mortgage
$2,093/mo20% down, 30-yr at 6.75%
Poverty rate
4.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 87513 compares

ZIP 87513 against the median ZIP in Taos County and across New Mexico.

MeasureZIP 87513County medianState medianvs state
Median household income$80,389$60,442$53,479+50%
Median home value$403,400$398,500$177,700+127%
Median gross rent—$1,006$875—
Population1,078905903+19%

Medians are computed across the 18 ZIP areas in Taos County and the 372 ZIP areas in New Mexico.

Statewide rank

Where this ZIP places among all 372 New Mexico ZIP areas.

Income

richer than 84% of 276 state ZIPs

#44
Home value

above 90% of 261 state ZIPs

#25
Population

larger than 55% of 372 state ZIPs

#169

Comparable ZIP codes

New Mexico ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
88210Eddy County$80,423$213,900$925
88220Eddy County$79,668$192,600$1,218
87501Santa Fe County$81,229$649,100$1,516
87114Bernalillo County$81,768$296,200$1,321
87116Bernalillo County$78,877—$1,744
87124Sandoval County$82,278$262,800$1,380

Nearby ZIP codes

Other ZIP codes filed under Taos County.

Adjacent ZIP Codes

Other ZIP codes in Taos County, New Mexico.

ZIP 87513 questions

Common questions about this ZIP code.

Where is ZIP code 87513?
ZIP 87513 lies mostly in Taos County, New Mexico. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 87513?
New Mexico charges 4.875% statewide, plus any county, city or district rate that applies locally.
Is 87513 expensive to live in?
Median rent runs — a month, and the median home is worth $403,400 — +127% against the typical New Mexico ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 87513, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.