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Monmouth County · New Jersey

ZIP code 08555

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 08555 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,059

ZCTA residents

Median income
$112,614

Household, past 12 months

Median home
$354,600

Owner-occupied value

Sales tax
6.625%

New Jersey state rate

Quick answer

ZIP 08555 sits in Monmouth County, New Jersey and is home to 1,059 people. Median household income is $112,614, the median home is worth $354,600 and median gross rent is —. 82.5% of households own their home, and purchases are taxed at 6.625% (New Jersey state rate).

County
Monmouth County

FIPS 34025

State
New Jersey (NJ)

598 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 08555

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,059ZIP 08555 residents
Median household income
$112,614Past 12 months, inflation adjusted
Median home value
$354,600Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
38.8 yrsAll residents
Homeownership rate
82.5%Owner-occupied households

ZIP 08555 in context

How this area compares with national benchmarks.

ZIP 08555 is a small town in Monmouth County, New Jersey, with 1,059 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #529 of 598 ranked by population — larger than 11% of them. The median age here is 38.8 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 08555 earn a median of $112,614 a year, 43.4% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 0.8% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 08555 is valued at $354,600, 16.9% above the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 3.1×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 82.5% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

The Census withheld gross rent for ZIP 08555 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 08555 in context

How 08555 sits inside Monmouth County and New Jersey.

ZIP 08555 is tabulated inside Monmouth County, New Jersey, one of 49 ZIP areas the Census publishes for that county and 598 across New Jersey. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 08555 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 08555 reports a median household income of $112,614, 14% below the $130,595 county median, and 3% above the $109,182 typical NJ ZIP. Owner-occupied homes are valued at a median of $354,600, 44% below the county figure and 16% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Jersey charges 6.625% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 08555.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 08555 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 08555

What a purchase inside this ZIP costs at checkout.

Rate applied
6.625%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$66Before any exemptions

New Jersey levies 6.625% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
3.1×Home value ÷ household income
Est. mortgage
$1,840/mo20% down, 30-yr at 6.75%
Poverty rate
0.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 08555 compares

ZIP 08555 against the median ZIP in Monmouth County and across New Jersey.

MeasureZIP 08555County medianState medianvs state
Median household income$112,614$130,595$109,182+3%
Median home value$354,600$638,250$423,950-16%
Median gross rent—$1,847$1,718—
Population1,0596,90110,128-90%

Medians are computed across the 49 ZIP areas in Monmouth County and the 598 ZIP areas in New Jersey.

Statewide rank

Where this ZIP places among all 598 New Jersey ZIP areas.

Income

richer than 52% of 563 state ZIPs

#268
Home value

above 33% of 562 state ZIPs

#377
Population

larger than 12% of 598 state ZIPs

#529

Comparable ZIP codes

New Jersey ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
08830Middlesex County$112,615$394,200$2,051
08043Camden County$112,606$390,600$1,718
08742Ocean County$111,983$576,300$1,879
08505Burlington County$111,946$353,200$1,586
08048Burlington County$111,739$414,600$1,667
07646Bergen County$113,513$554,800$1,722

Nearby ZIP codes

Other ZIP codes filed under Monmouth County.

Adjacent ZIP Codes

Other ZIP codes in Monmouth County, New Jersey.

ZIP 08555 questions

Common questions about this ZIP code.

Where is ZIP code 08555?
ZIP 08555 lies mostly in Monmouth County, New Jersey. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 08555?
New Jersey charges 6.625% statewide.
Is 08555 expensive to live in?
Median rent runs — a month, and the median home is worth $354,600 — -16% against the typical New Jersey ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 08555, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.