ZIP code 08038

ZIP 08038 is a very small community in Salem County, New Jersey, with 341 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #555 of 598 ranked by population — larger than 7% of them. The median age here is 37.6 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 08038 earn a median of $90,417 a year, 15.1% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 6% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 08038 is valued at $175,900, 42% below the national figure, while median gross rent runs $1,714 a month, 21.9% above the national figure, or roughly $20,568 across a full year. A household on the local median income would put about 22.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 1.9×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 61.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

With 341 residents, a handful of survey responses moves every median on this page. Compare ZIP 08038 against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 08038 is tabulated inside Salem County, New Jersey, one of 11 ZIP areas the Census publishes for that county and 598 across New Jersey. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 08038 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 08038 reports a median household income of $90,417, 3% above the $87,576 county median, and 17% below the $109,182 typical NJ ZIP. Owner-occupied homes are valued at a median of $175,900, 24% below the county figure and 59% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,714 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Jersey charges 6.625% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 08038.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 08038 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.