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Morris County · New Jersey

ZIP code 07885

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 07885 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
11,864

ZCTA residents

Median income
$100,903

Household, past 12 months

Median home
$345,200

Owner-occupied value

Sales tax
6.625%

New Jersey state rate

Quick answer

ZIP 07885 sits in Morris County, New Jersey and is home to 11,864 people. Median household income is $100,903, the median home is worth $345,200 and median gross rent is $1,961. 62.3% of households own their home, and purchases are taxed at 6.625% (New Jersey state rate).

County
Morris County

FIPS 34027

State
New Jersey (NJ)

598 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 07885

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
11,864ZIP 07885 residents
Median household income
$100,903Past 12 months, inflation adjusted
Median home value
$345,200Owner-occupied units
Median gross rent
$1,961Rent plus utilities, monthly
Median age
40.2 yrsAll residents
Homeownership rate
62.3%Owner-occupied households

ZIP 07885 in context

How this area compares with national benchmarks.

ZIP 07885 is a mid-size town in Morris County, New Jersey, with 11,864 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #270 of 598 ranked by population — larger than 54% of them. The median age here is 40.2 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 07885 earn a median of $100,903 a year, 28.5% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 13.4% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 07885 is valued at $345,200, 13.8% above the national figure, while median gross rent runs $1,961 a month, 39.5% above the national figure, or roughly $23,532 across a full year. A household on the local median income would put about 23.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.4×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 62.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 07885 in context

How 07885 sits inside Morris County and New Jersey.

ZIP 07885 is tabulated inside Morris County, New Jersey, one of 50 ZIP areas the Census publishes for that county and 598 across New Jersey. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 07885 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 07885 reports a median household income of $100,903, 30% below the $144,792 county median, and 8% below the $109,182 typical NJ ZIP. Owner-occupied homes are valued at a median of $345,200, 39% below the county figure and 19% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,961 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Jersey charges 6.625% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 07885.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 07885 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 07885

What a purchase inside this ZIP costs at checkout.

Rate applied
6.625%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$66Before any exemptions

New Jersey levies 6.625% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
23%Median rent ÷ median income
Price-to-income
3.4×Home value ÷ household income
Est. mortgage
$1,791/mo20% down, 30-yr at 6.75%
Poverty rate
13.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 07885 compares

ZIP 07885 against the median ZIP in Morris County and across New Jersey.

MeasureZIP 07885County medianState medianvs state
Median household income$100,903$144,792$109,182-8%
Median home value$345,200$565,900$423,950-19%
Median gross rent$1,961$1,917$1,718+14%
Population11,8648,69210,128+17%

Medians are computed across the 50 ZIP areas in Morris County and the 598 ZIP areas in New Jersey.

Statewide rank

Where this ZIP places among all 598 New Jersey ZIP areas.

Income

richer than 37% of 563 state ZIPs

#354
Home value

above 31% of 562 state ZIPs

#390
Population

larger than 55% of 598 state ZIPs

#270

Comparable ZIP codes

New Jersey ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
07027Union County$100,948$509,800$1,603
07407Bergen County$100,852$456,000$2,025
07882Warren County$100,852$333,800$1,411
08084Camden County$100,735$238,200$1,172
08628Mercer County$101,075$358,100$1,661
08884Middlesex County$101,125$358,100$1,097

Nearby ZIP codes

Other ZIP codes filed under Morris County.

Adjacent ZIP Codes

Other ZIP codes in Morris County, New Jersey.

ZIP 07885 questions

Common questions about this ZIP code.

Where is ZIP code 07885?
ZIP 07885 lies mostly in Morris County, New Jersey. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 07885?
New Jersey charges 6.625% statewide.
Is 07885 expensive to live in?
Median rent runs $1,961 a month, about 23% of median household income, and the median home is worth $345,200 — -19% against the typical New Jersey ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 07885, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.