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ZipNumbers

Monmouth County · New Jersey

ZIP code 07739

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 07739 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
6,096

ZCTA residents

Median income
$220,746

Household, past 12 months

Median home
$870,700

Owner-occupied value

Sales tax
6.625%

New Jersey state rate

Quick answer

ZIP 07739 sits in Monmouth County, New Jersey and is home to 6,096 people. Median household income is $220,746, the median home is worth $870,700 and median gross rent is $3,501. 95.7% of households own their home, and purchases are taxed at 6.625% (New Jersey state rate).

County
Monmouth County

FIPS 34025

State
New Jersey (NJ)

598 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 07739

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
6,096ZIP 07739 residents
Median household income
$220,746Past 12 months, inflation adjusted
Median home value
$870,700Owner-occupied units
Median gross rent
$3,501Rent plus utilities, monthly
Median age
46.8 yrsAll residents
Homeownership rate
95.7%Owner-occupied households

Sales tax in 07739

What a purchase inside this ZIP costs at checkout.

Rate applied
6.625%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$66Before any exemptions

New Jersey levies 6.625% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
3.9×Home value ÷ household income
Est. mortgage
$4,518/mo20% down, 30-yr at 6.75%
Poverty rate
2.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 07739 compares

ZIP 07739 against the median ZIP in Monmouth County and across New Jersey.

MeasureZIP 07739County medianState medianvs state
Median household income$220,746$130,595$109,182+102%
Median home value$870,700$638,250$423,950+105%
Median gross rent$3,501$1,847$1,718+104%
Population6,0966,90110,128-40%

Medians are computed across the 49 ZIP areas in Monmouth County and the 598 ZIP areas in New Jersey.

Statewide rank

Where this ZIP places among all 598 New Jersey ZIP areas.

Income

richer than 96% of 563 state ZIPs

#22
Home value

above 92% of 562 state ZIPs

#45
Population

larger than 34% of 598 state ZIPs

#395

Comparable ZIP codes

New Jersey ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
07041Essex County$220,923$935,900$1,969
07632Bergen County$222,192$1,232,700$3,501
08738Ocean County$218,667$1,418,600
07039Essex County$218,416$746,100$2,953
08720Monmouth County$218,173$757,000
08502Somerset County$223,444$766,000$2,511

Nearby ZIP codes

Other ZIP codes filed under Monmouth County.

ZIP 07739 questions

Common questions about this ZIP code.

Where is ZIP code 07739?
ZIP 07739 lies mostly in Monmouth County, New Jersey. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 07739?
New Jersey charges 6.625% statewide.
Is 07739 expensive to live in?
Median rent runs $3,501 a month, about 19% of median household income, and the median home is worth $870,700+105% against the typical New Jersey ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 07739, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.