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Middlesex County · New Jersey

ZIP code 07064

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 07064 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
3,742

ZCTA residents

Median income
$143,194

Household, past 12 months

Median home
$415,500

Owner-occupied value

Sales tax
6.625%

New Jersey state rate

Quick answer

ZIP 07064 sits in Middlesex County, New Jersey and is home to 3,742 people. Median household income is $143,194, the median home is worth $415,500 and median gross rent is —. 93.1% of households own their home, and purchases are taxed at 6.625% (New Jersey state rate).

County
Middlesex County

FIPS 34023

State
New Jersey (NJ)

598 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 07064

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
3,742ZIP 07064 residents
Median household income
$143,194Past 12 months, inflation adjusted
Median home value
$415,500Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
40 yrsAll residents
Homeownership rate
93.1%Owner-occupied households

ZIP 07064 in context

How this area compares with national benchmarks.

ZIP 07064 is a small town in Middlesex County, New Jersey, with 3,742 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #464 of 598 ranked by population — larger than 22% of them. The median age here is 40 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 07064 earn a median of $143,194 a year, 82.3% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 1.8% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 07064 is valued at $415,500, 36.9% above the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 93.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

The Census withheld gross rent for ZIP 07064 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 07064 in context

How 07064 sits inside Middlesex County and New Jersey.

ZIP 07064 is tabulated inside Middlesex County, New Jersey, one of 36 ZIP areas the Census publishes for that county and 598 across New Jersey. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 07064 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 07064 reports a median household income of $143,194, 31% above the $109,238 county median, and 31% above the $109,182 typical NJ ZIP. Owner-occupied homes are valued at a median of $415,500, close to the county figure and close to the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Jersey charges 6.625% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 07064.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 07064 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 07064

What a purchase inside this ZIP costs at checkout.

Rate applied
6.625%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$66Before any exemptions

New Jersey levies 6.625% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
2.9×Home value ÷ household income
Est. mortgage
$2,156/mo20% down, 30-yr at 6.75%
Poverty rate
1.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 07064 compares

ZIP 07064 against the median ZIP in Middlesex County and across New Jersey.

MeasureZIP 07064County medianState medianvs state
Median household income$143,194$109,238$109,182+31%
Median home value$415,500$415,200$423,950-2%
Median gross rent—$1,881$1,718—
Population3,74219,55310,128-63%

Medians are computed across the 36 ZIP areas in Middlesex County and the 598 ZIP areas in New Jersey.

Statewide rank

Where this ZIP places among all 598 New Jersey ZIP areas.

Income

richer than 75% of 563 state ZIPs

#140
Home value

above 49% of 562 state ZIPs

#289
Population

larger than 22% of 598 state ZIPs

#464

Comparable ZIP codes

New Jersey ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
07435Passaic County$143,191$465,200$2,091
08343Salem County$143,561$324,900$1,625
08033Camden County$143,661$581,700$1,449
07456Passaic County$142,529$434,800$1,934
08202Cape May County$142,500$1,566,700$1,615
08801Hunterdon County$144,060$501,000$2,496

Nearby ZIP codes

Other ZIP codes filed under Middlesex County.

Adjacent ZIP Codes

Other ZIP codes in Middlesex County, New Jersey.

ZIP 07064 questions

Common questions about this ZIP code.

Where is ZIP code 07064?
ZIP 07064 lies mostly in Middlesex County, New Jersey. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 07064?
New Jersey charges 6.625% statewide.
Is 07064 expensive to live in?
Median rent runs — a month, and the median home is worth $415,500 — -2% against the typical New Jersey ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 07064, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.