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Carroll County · New Hampshire

ZIP code 03817

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 03817 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,008

ZCTA residents

Median income
$72,788

Household, past 12 months

Median home
$352,100

Owner-occupied value

Sales tax
0%

New Hampshire state rate

Quick answer

ZIP 03817 sits in Carroll County, New Hampshire and is home to 1,008 people. Median household income is $72,788, the median home is worth $352,100 and median gross rent is $1,034. 57.3% of households own their home, and purchases are taxed at 0% (New Hampshire state rate).

County
Carroll County

FIPS 33003

State
New Hampshire (NH)

246 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 03817

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,008ZIP 03817 residents
Median household income
$72,788Past 12 months, inflation adjusted
Median home value
$352,100Owner-occupied units
Median gross rent
$1,034Rent plus utilities, monthly
Median age
33.1 yrsAll residents
Homeownership rate
57.3%Owner-occupied households

ZIP 03817 in context

How this area compares with national benchmarks.

ZIP 03817 is a small town in Carroll County, New Hampshire, with 1,008 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #195 of 246 ranked by population — larger than 20% of them. The median age here is 33.1 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 03817 earn a median of $72,788 a year, 7.3% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 9.3% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 03817 is valued at $352,100, 16.1% above the national figure, while median gross rent runs $1,034 a month, 26.5% below the national figure, or roughly $12,408 across a full year. A household on the local median income would put about 17% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.8×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 57.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 03817 in context

How 03817 sits inside Carroll County and New Hampshire.

ZIP 03817 is tabulated inside Carroll County, New Hampshire, one of 29 ZIP areas the Census publishes for that county and 246 across New Hampshire. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 03817 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 03817 reports a median household income of $72,788, 6% below the $77,783 county median, and 22% below the $92,797 typical NH ZIP. Owner-occupied homes are valued at a median of $352,100, close to the county figure and 4% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,034 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Hampshire charges 0% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 03817.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 03817 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 03817

What a purchase inside this ZIP costs at checkout.

Rate applied
0%State base rate only
Tax on $100
$0Rounded to the dollar
Tax on $1,000
$0Before any exemptions

New Hampshire levies 0% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
4.8×Home value ÷ household income
Est. mortgage
$1,827/mo20% down, 30-yr at 6.75%
Poverty rate
9.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 03817 compares

ZIP 03817 against the median ZIP in Carroll County and across New Hampshire.

MeasureZIP 03817County medianState medianvs state
Median household income$72,788$77,783$92,797-22%
Median home value$352,100$359,400$339,600+4%
Median gross rent$1,034$1,238$1,302-21%
Population1,0081,3222,738-63%

Medians are computed across the 29 ZIP areas in Carroll County and the 246 ZIP areas in New Hampshire.

Statewide rank

Where this ZIP places among all 246 New Hampshire ZIP areas.

Income

richer than 20% of 235 state ZIPs

#189
Home value

above 55% of 238 state ZIPs

#108
Population

larger than 21% of 246 state ZIPs

#195

Comparable ZIP codes

New Hampshire ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
03470Cheshire County$73,250$250,100$1,106
03818Carroll County$73,346$284,200$941
03240Grafton County$72,188$256,400$1,232
03262Grafton County$72,000$305,500$1,050
03836Carroll County$71,875$369,800—
03588Coos County$71,667$233,600$1,003

Nearby ZIP codes

Other ZIP codes filed under Carroll County.

Adjacent ZIP Codes

Other ZIP codes in Carroll County, New Hampshire.

ZIP 03817 questions

Common questions about this ZIP code.

Where is ZIP code 03817?
ZIP 03817 lies mostly in Carroll County, New Hampshire. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 03817?
New Hampshire charges 0% statewide.
Is 03817 expensive to live in?
Median rent runs $1,034 a month, about 17% of median household income, and the median home is worth $352,100 — +4% against the typical New Hampshire ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 03817, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.