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Cheshire County · New Hampshire

ZIP code 03457

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 03457 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
720

ZCTA residents

Median income
$90,417

Household, past 12 months

Median home
$350,800

Owner-occupied value

Sales tax
0%

New Hampshire state rate

Quick answer

ZIP 03457 sits in Cheshire County, New Hampshire and is home to 720 people. Median household income is $90,417, the median home is worth $350,800 and median gross rent is $1,375. 87.1% of households own their home, and purchases are taxed at 0% (New Hampshire state rate).

County
Cheshire County

FIPS 33005

State
New Hampshire (NH)

246 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 03457

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
720ZIP 03457 residents
Median household income
$90,417Past 12 months, inflation adjusted
Median home value
$350,800Owner-occupied units
Median gross rent
$1,375Rent plus utilities, monthly
Median age
46.2 yrsAll residents
Homeownership rate
87.1%Owner-occupied households

ZIP 03457 in context

How this area compares with national benchmarks.

ZIP 03457 is a very small community in Cheshire County, New Hampshire, with 720 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #212 of 246 ranked by population — larger than 13% of them. The median age here is 46.2 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 03457 earn a median of $90,417 a year, 15.1% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 3.2% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 03457 is valued at $350,800, 15.6% above the national figure, while median gross rent runs $1,375 a month, 2.2% below the national figure, or roughly $16,500 across a full year. A household on the local median income would put about 18.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 87.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

With 720 residents, a handful of survey responses moves every median on this page. Compare ZIP 03457 against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 03457 in context

How 03457 sits inside Cheshire County and New Hampshire.

ZIP 03457 is tabulated inside Cheshire County, New Hampshire, one of 25 ZIP areas the Census publishes for that county and 246 across New Hampshire. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 03457 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 03457 reports a median household income of $90,417, close to the $88,972 county median, and 3% below the $92,797 typical NH ZIP. Owner-occupied homes are valued at a median of $350,800, 26% above the county figure and 3% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,375 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Hampshire charges 0% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 03457.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 03457 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 03457

What a purchase inside this ZIP costs at checkout.

Rate applied
0%State base rate only
Tax on $100
$0Rounded to the dollar
Tax on $1,000
$0Before any exemptions

New Hampshire levies 0% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
3.9×Home value ÷ household income
Est. mortgage
$1,820/mo20% down, 30-yr at 6.75%
Poverty rate
3.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 03457 compares

ZIP 03457 against the median ZIP in Cheshire County and across New Hampshire.

MeasureZIP 03457County medianState medianvs state
Median household income$90,417$88,972$92,797-3%
Median home value$350,800$278,450$339,600+3%
Median gross rent$1,375$1,144$1,302+6%
Population7201,7602,738-74%

Medians are computed across the 25 ZIP areas in Cheshire County and the 246 ZIP areas in New Hampshire.

Statewide rank

Where this ZIP places among all 246 New Hampshire ZIP areas.

Income

richer than 44% of 235 state ZIPs

#131
Home value

above 54% of 238 state ZIPs

#110
Population

larger than 14% of 246 state ZIPs

#212

Comparable ZIP codes

New Hampshire ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
03048Hillsborough County$90,938$275,000$1,199
03447Cheshire County$91,076$273,800$937
03257Merrimack County$89,750$469,000$1,569
03440Hillsborough County$91,094$271,400$1,057
03846Carroll County$89,583$672,500$1,858
03064Hillsborough County$91,528$382,000$1,439

Nearby ZIP codes

Other ZIP codes filed under Cheshire County.

Adjacent ZIP Codes

Other ZIP codes in Cheshire County, New Hampshire.

ZIP 03457 questions

Common questions about this ZIP code.

Where is ZIP code 03457?
ZIP 03457 lies mostly in Cheshire County, New Hampshire. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 03457?
New Hampshire charges 0% statewide.
Is 03457 expensive to live in?
Median rent runs $1,375 a month, about 18% of median household income, and the median home is worth $350,800 — +3% against the typical New Hampshire ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 03457, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.