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Lyon County · Nevada

ZIP code 89428

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 89428 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
124

ZCTA residents

Median income
$78,125

Household, past 12 months

Median home
$354,300

Owner-occupied value

Sales tax
4.6%

Nevada state rate

Quick answer

ZIP 89428 sits in Lyon County, Nevada and is home to 124 people. Median household income is $78,125, the median home is worth $354,300 and median gross rent is —. 75% of households own their home, and purchases are taxed at 4.6% (Nevada state rate).

County
Lyon County

FIPS 32019

State
Nevada (NV)

180 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 89428

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
124ZIP 89428 residents
Median household income
$78,125Past 12 months, inflation adjusted
Median home value
$354,300Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
25.8 yrsAll residents
Homeownership rate
75%Owner-occupied households

ZIP 89428 in context

How this area compares with national benchmarks.

ZIP 89428 is a very small community in Lyon County, Nevada, with 124 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #163 of 180 ranked by population — larger than 9% of them. The median age here is 25.8 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 89428 earn a median of $78,125 a year, essentially level with the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 0% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 89428 is valued at $354,300, 16.8% above the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 4.5×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 75% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 25.8 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address. With 124 residents, a handful of survey responses moves every median on this page. Compare ZIP 89428 against its county rather than against national figures.

The Census withheld gross rent for ZIP 89428 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 89428 in context

How 89428 sits inside Lyon County and Nevada.

ZIP 89428 is tabulated inside Lyon County, Nevada, one of 6 ZIP areas the Census publishes for that county and 180 across Nevada. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 89428 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 89428 reports a median household income of $78,125, 13% above the $69,393 county median, and 3% above the $75,764 typical NV ZIP. Owner-occupied homes are valued at a median of $354,300, 5% below the county figure and 5% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Nevada charges 4.6% statewide, and local governments overlapping 89428 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 89428 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 89428

What a purchase inside this ZIP costs at checkout.

Rate applied
4.6%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$46Before any exemptions

Nevada levies 4.6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
4.5×Home value ÷ household income
Est. mortgage
$1,838/mo20% down, 30-yr at 6.75%
Poverty rate
0%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 89428 compares

ZIP 89428 against the median ZIP in Lyon County and across Nevada.

MeasureZIP 89428County medianState medianvs state
Median household income$78,125$69,393$75,764+3%
Median home value$354,300$372,900$373,500-5%
Median gross rent—$1,224$1,364—
Population1245,5747,380-98%

Medians are computed across the 6 ZIP areas in Lyon County and the 180 ZIP areas in Nevada.

Statewide rank

Where this ZIP places among all 180 Nevada ZIP areas.

Income

richer than 52% of 150 state ZIPs

#72
Home value

above 48% of 153 state ZIPs

#80
Population

larger than 9% of 180 state ZIPs

#163

Comparable ZIP codes

Nevada ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
89705Douglas County$78,269$456,300$1,364
89449Douglas County$76,298$791,200$1,600
89134Clark County$79,986$450,000$2,014
89043Lincoln County$76,167$205,600—
89823Elko County$80,093$455,000—
89120Clark County$75,813$364,800$1,467

Nearby ZIP codes

Other ZIP codes filed under Lyon County.

Adjacent ZIP Codes

Other ZIP codes in Lyon County, Nevada.

ZIP 89428 questions

Common questions about this ZIP code.

Where is ZIP code 89428?
ZIP 89428 lies mostly in Lyon County, Nevada. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 89428?
Nevada charges 4.6% statewide, plus any county, city or district rate that applies locally.
Is 89428 expensive to live in?
Median rent runs — a month, and the median home is worth $354,300 — -5% against the typical Nevada ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 89428, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.