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ZipNumbers

Clay County · Nebraska

ZIP code 68954

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 68954 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
43

ZCTA residents

Median income

Household, past 12 months

Median home
$430,000

Owner-occupied value

Sales tax
5.5%

Nebraska state rate

Quick answer

ZIP 68954 sits in Clay County, Nebraska and is home to 43 people. Median household income is , the median home is worth $430,000 and median gross rent is . 68.2% of households own their home, and purchases are taxed at 5.5% (Nebraska state rate).

County
Clay County

FIPS 31035

State
Nebraska (NE)

586 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 68954

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
43ZIP 68954 residents
Median household income
Past 12 months, inflation adjusted
Median home value
$430,000Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
68.9 yrsAll residents
Homeownership rate
68.2%Owner-occupied households

Sales tax in 68954

What a purchase inside this ZIP costs at checkout.

Rate applied
5.5%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$55Before any exemptions

Nebraska levies 5.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
Home value ÷ household income
Est. mortgage
$2,231/mo20% down, 30-yr at 6.75%
Poverty rate
0%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 68954 compares

ZIP 68954 against the median ZIP in Clay County and across Nebraska.

MeasureZIP 68954County medianState medianvs state
Median household income$70,000$71,050
Median home value$430,000$155,500$159,100+170%
Median gross rent$737$830
Population43614743-94%

Medians are computed across the 10 ZIP areas in Clay County and the 586 ZIP areas in Nebraska.

Statewide rank

Where this ZIP places among all 586 Nebraska ZIP areas.

Income

Not published

Home value

above 97% of 543 state ZIPs

#14
Population

larger than 3% of 586 state ZIPs

#570

Nearby ZIP codes

Other ZIP codes filed under Clay County.

ZIP 68954 questions

Common questions about this ZIP code.

Where is ZIP code 68954?
ZIP 68954 lies mostly in Clay County, Nebraska. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 68954?
Nebraska charges 5.5% statewide, plus any county, city or district rate that applies locally.
Is 68954 expensive to live in?
Median rent runs a month, and the median home is worth $430,000+170% against the typical Nebraska ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 68954, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.