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ZipNumbers

Phelps County · Nebraska

ZIP code 68949

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 68949 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
6,695

ZCTA residents

Median income
$59,922

Household, past 12 months

Median home
$171,600

Owner-occupied value

Sales tax
5.5%

Nebraska state rate

Quick answer

ZIP 68949 sits in Phelps County, Nebraska and is home to 6,695 people. Median household income is $59,922, the median home is worth $171,600 and median gross rent is $715. 66.4% of households own their home, and purchases are taxed at 5.5% (Nebraska state rate).

County
Phelps County

FIPS 31137

State
Nebraska (NE)

586 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 68949

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
6,695ZIP 68949 residents
Median household income
$59,922Past 12 months, inflation adjusted
Median home value
$171,600Owner-occupied units
Median gross rent
$715Rent plus utilities, monthly
Median age
41.2 yrsAll residents
Homeownership rate
66.4%Owner-occupied households

Sales tax in 68949

What a purchase inside this ZIP costs at checkout.

Rate applied
5.5%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$55Before any exemptions

Nebraska levies 5.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
2.9×Home value ÷ household income
Est. mortgage
$890/mo20% down, 30-yr at 6.75%
Poverty rate
16.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 68949 compares

ZIP 68949 against the median ZIP in Phelps County and across Nebraska.

MeasureZIP 68949County medianState medianvs state
Median household income$59,922$70,417$71,050-16%
Median home value$171,600$178,500$159,100+8%
Median gross rent$715$741$830-14%
Population6,695589743+801%

Medians are computed across the 5 ZIP areas in Phelps County and the 586 ZIP areas in Nebraska.

Statewide rank

Where this ZIP places among all 586 Nebraska ZIP areas.

Income

richer than 23% of 556 state ZIPs

#426
Home value

above 55% of 543 state ZIPs

#242
Population

larger than 87% of 586 state ZIPs

#77

Comparable ZIP codes

Nebraska ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
68777Boyd County$59,938$119,900$708
68107Douglas County$59,988$142,900$1,015
68742Holt County$60,000$692
69001Red Willow County$60,089$147,300$778
68970Webster County$60,250$72,400$548
68784Dixon County$59,524$123,000$719

Nearby ZIP codes

Other ZIP codes filed under Phelps County.

ZIP 68949 questions

Common questions about this ZIP code.

Where is ZIP code 68949?
ZIP 68949 lies mostly in Phelps County, Nebraska. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 68949?
Nebraska charges 5.5% statewide, plus any county, city or district rate that applies locally.
Is 68949 expensive to live in?
Median rent runs $715 a month, about 14% of median household income, and the median home is worth $171,600+8% against the typical Nebraska ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 68949, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.