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Wayne County · Nebraska

ZIP code 68787

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 68787 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
6,816

ZCTA residents

Median income
$59,184

Household, past 12 months

Median home
$206,900

Owner-occupied value

Sales tax
5.5%

Nebraska state rate

Quick answer

ZIP 68787 sits in Wayne County, Nebraska and is home to 6,816 people. Median household income is $59,184, the median home is worth $206,900 and median gross rent is $705. 60.2% of households own their home, and purchases are taxed at 5.5% (Nebraska state rate).

County
Wayne County

FIPS 31179

State
Nebraska (NE)

586 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 68787

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
6,816ZIP 68787 residents
Median household income
$59,184Past 12 months, inflation adjusted
Median home value
$206,900Owner-occupied units
Median gross rent
$705Rent plus utilities, monthly
Median age
24.3 yrsAll residents
Homeownership rate
60.2%Owner-occupied households

ZIP 68787 in context

How this area compares with national benchmarks.

ZIP 68787 is a mid-size town in Wayne County, Nebraska, with 6,816 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #75 of 586 ranked by population — larger than 87% of them. The median age here is 24.3 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 68787 earn a median of $59,184 a year, 24.6% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 17.1% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 68787 is valued at $206,900, 31.8% below the national figure, while median gross rent runs $705 a month, 49.9% below the national figure, or roughly $8,460 across a full year. A household on the local median income would put about 14.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 60.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 24.3 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 68787 in context

How 68787 sits inside Wayne County and Nebraska.

ZIP 68787 is tabulated inside Wayne County, Nebraska, one of 4 ZIP areas the Census publishes for that county and 586 across Nebraska. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 68787 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 68787 reports a median household income of $59,184, 20% below the $74,283 county median, and 17% below the $71,050 typical NE ZIP. Owner-occupied homes are valued at a median of $206,900, 4% above the county figure and 30% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $705 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Nebraska charges 5.5% statewide, and local governments overlapping 68787 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 68787 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 68787

What a purchase inside this ZIP costs at checkout.

Rate applied
5.5%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$55Before any exemptions

Nebraska levies 5.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
3.5×Home value ÷ household income
Est. mortgage
$1,074/mo20% down, 30-yr at 6.75%
Poverty rate
17.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 68787 compares

ZIP 68787 against the median ZIP in Wayne County and across Nebraska.

MeasureZIP 68787County medianState medianvs state
Median household income$59,184$74,283$71,050-17%
Median home value$206,900$198,000$159,100+30%
Median gross rent$705$860$830-15%
Population6,816927743+817%

Medians are computed across the 4 ZIP areas in Wayne County and the 586 ZIP areas in Nebraska.

Statewide rank

Where this ZIP places among all 586 Nebraska ZIP areas.

Income

richer than 22% of 556 state ZIPs

#431
Home value

above 73% of 543 state ZIPs

#147
Population

larger than 87% of 586 state ZIPs

#75

Comparable ZIP codes

Nebraska ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
68935Clay County$59,107$95,000$571
68778Keya Paha County$59,375$108,900$807
68660Boone County$59,479$131,000$743
68784Dixon County$59,524$123,000$719
69201Cherry County$58,808$141,200$859
68831Howard County$58,750$171,600$865

Nearby ZIP codes

Other ZIP codes filed under Wayne County.

Adjacent ZIP Codes

Other ZIP codes in Wayne County, Nebraska.

ZIP 68787 questions

Common questions about this ZIP code.

Where is ZIP code 68787?
ZIP 68787 lies mostly in Wayne County, Nebraska. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 68787?
Nebraska charges 5.5% statewide, plus any county, city or district rate that applies locally.
Is 68787 expensive to live in?
Median rent runs $705 a month, about 14% of median household income, and the median home is worth $206,900 — +30% against the typical Nebraska ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 68787, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.