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Wayne County · Nebraska

ZIP code 68723

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 68723 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
633

ZCTA residents

Median income
$82,143

Household, past 12 months

Median home
$187,500

Owner-occupied value

Sales tax
5.5%

Nebraska state rate

Quick answer

ZIP 68723 sits in Wayne County, Nebraska and is home to 633 people. Median household income is $82,143, the median home is worth $187,500 and median gross rent is $875. 92.7% of households own their home, and purchases are taxed at 5.5% (Nebraska state rate).

County
Wayne County

FIPS 31179

State
Nebraska (NE)

586 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 68723

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
633ZIP 68723 residents
Median household income
$82,143Past 12 months, inflation adjusted
Median home value
$187,500Owner-occupied units
Median gross rent
$875Rent plus utilities, monthly
Median age
47.4 yrsAll residents
Homeownership rate
92.7%Owner-occupied households

ZIP 68723 in context

How this area compares with national benchmarks.

ZIP 68723 is a very small community in Wayne County, Nebraska, with 633 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #328 of 586 ranked by population — larger than 44% of them. The median age here is 47.4 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 68723 earn a median of $82,143 a year, 4.6% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 3% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 68723 is valued at $187,500, 38.2% below the national figure, while median gross rent runs $875 a month, 37.8% below the national figure, or roughly $10,500 across a full year. A household on the local median income would put about 12.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.3×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 92.7% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 633 residents, a handful of survey responses moves every median on this page. Compare ZIP 68723 against its county rather than against national figures.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 68723 in context

How 68723 sits inside Wayne County and Nebraska.

ZIP 68723 is tabulated inside Wayne County, Nebraska, one of 4 ZIP areas the Census publishes for that county and 586 across Nebraska. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 68723 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 68723 reports a median household income of $82,143, 11% above the $74,283 county median, and 16% above the $71,050 typical NE ZIP. Owner-occupied homes are valued at a median of $187,500, 5% below the county figure and 18% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $875 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Nebraska charges 5.5% statewide, and local governments overlapping 68723 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 68723 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 68723

What a purchase inside this ZIP costs at checkout.

Rate applied
5.5%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$55Before any exemptions

Nebraska levies 5.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
13%Median rent ÷ median income
Price-to-income
2.3×Home value ÷ household income
Est. mortgage
$973/mo20% down, 30-yr at 6.75%
Poverty rate
3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 68723 compares

ZIP 68723 against the median ZIP in Wayne County and across Nebraska.

MeasureZIP 68723County medianState medianvs state
Median household income$82,143$74,283$71,050+16%
Median home value$187,500$198,000$159,100+18%
Median gross rent$875$860$830+5%
Population633927743-15%

Medians are computed across the 4 ZIP areas in Wayne County and the 586 ZIP areas in Nebraska.

Statewide rank

Where this ZIP places among all 586 Nebraska ZIP areas.

Income

richer than 72% of 556 state ZIPs

#155
Home value

above 64% of 543 state ZIPs

#193
Population

larger than 44% of 586 state ZIPs

#328

Comparable ZIP codes

Nebraska ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
68415Gage County$82,083$138,500$665
68924Kearney County$82,083$240,400$1,138
68137Douglas County$82,256$232,800$1,337
68347Cass County$82,394$221,400$733
68144Douglas County$81,887$248,900$1,138
68128Sarpy County$81,870$275,600$1,255

Nearby ZIP codes

Other ZIP codes filed under Wayne County.

Adjacent ZIP Codes

Other ZIP codes in Wayne County, Nebraska.

ZIP 68723 questions

Common questions about this ZIP code.

Where is ZIP code 68723?
ZIP 68723 lies mostly in Wayne County, Nebraska. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 68723?
Nebraska charges 5.5% statewide, plus any county, city or district rate that applies locally.
Is 68723 expensive to live in?
Median rent runs $875 a month, about 13% of median household income, and the median home is worth $187,500 — +18% against the typical Nebraska ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 68723, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.