ZIP code 68434

ZIP 68434 is a mid-size town in Seward County, Nebraska, with 9,032 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #68 of 586 ranked by population — larger than 88% of them. The median age here is 34.9 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 68434 earn a median of $78,064 a year, essentially level with the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 6.4% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 68434 is valued at $259,900, 14.3% below the national figure, while median gross rent runs $998 a month, 29% below the national figure, or roughly $11,976 across a full year. A household on the local median income would put about 15.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 65% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 68434 is tabulated inside Seward County, Nebraska, one of 10 ZIP areas the Census publishes for that county and 586 across Nebraska. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 68434 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 68434 reports a median household income of $78,064, 6% below the $83,433 county median, and 10% above the $71,050 typical NE ZIP. Owner-occupied homes are valued at a median of $259,900, 40% above the county figure and 63% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $998 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Nebraska charges 5.5% statewide, and local governments overlapping 68434 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 68434 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.