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ZipNumbers

Ravalli County · Montana

ZIP code 59870

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 59870 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
12,247

ZCTA residents

Median income
$80,389

Household, past 12 months

Median home
$465,800

Owner-occupied value

Sales tax
0%

Montana state rate

Quick answer

ZIP 59870 sits in Ravalli County, Montana and is home to 12,247 people. Median household income is $80,389, the median home is worth $465,800 and median gross rent is $1,082. 83.8% of households own their home, and purchases are taxed at 0% (Montana state rate).

County
Ravalli County

FIPS 30081

State
Montana (MT)

369 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 59870

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
12,247ZIP 59870 residents
Median household income
$80,389Past 12 months, inflation adjusted
Median home value
$465,800Owner-occupied units
Median gross rent
$1,082Rent plus utilities, monthly
Median age
49.3 yrsAll residents
Homeownership rate
83.8%Owner-occupied households

Sales tax in 59870

What a purchase inside this ZIP costs at checkout.

Rate applied
0%State base rate only
Tax on $100
$0Rounded to the dollar
Tax on $1,000
$0Before any exemptions

Montana levies 0% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
5.8×Home value ÷ household income
Est. mortgage
$2,417/mo20% down, 30-yr at 6.75%
Poverty rate
7.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 59870 compares

ZIP 59870 against the median ZIP in Ravalli County and across Montana.

MeasureZIP 59870County medianState medianvs state
Median household income$80,389$70,417$64,375+25%
Median home value$465,800$441,300$268,150+74%
Median gross rent$1,082$1,055$857+26%
Population12,2474,110496+2369%

Medians are computed across the 9 ZIP areas in Ravalli County and the 369 ZIP areas in Montana.

Statewide rank

Where this ZIP places among all 369 Montana ZIP areas.

Income

richer than 77% of 327 state ZIPs

#76
Home value

above 86% of 312 state ZIPs

#43
Population

larger than 93% of 369 state ZIPs

#25

Comparable ZIP codes

Montana ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
59050Big Horn County$80,417$149,200$619
59450Chouteau County$80,417$247,600$1,339
59468Teton County$80,652$236,400$840
59750Silver Bow County$80,670$487,500
59243Richland County$80,833$311,800$1,088
59484Toole County$80,833$134,400

Nearby ZIP codes

Other ZIP codes filed under Ravalli County.

ZIP 59870 questions

Common questions about this ZIP code.

Where is ZIP code 59870?
ZIP 59870 lies mostly in Ravalli County, Montana. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 59870?
Montana charges 0% statewide, plus any county, city or district rate that applies locally.
Is 59870 expensive to live in?
Median rent runs $1,082 a month, about 16% of median household income, and the median home is worth $465,800+74% against the typical Montana ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 59870, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.