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Webster County · Missouri

ZIP code 65706

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 65706 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
17,479

ZCTA residents

Median income
$76,304

Household, past 12 months

Median home
$234,400

Owner-occupied value

Sales tax
4.225%

Missouri state rate

Quick answer

ZIP 65706 sits in Webster County, Missouri and is home to 17,479 people. Median household income is $76,304, the median home is worth $234,400 and median gross rent is $780. 81.3% of households own their home, and purchases are taxed at 4.225% (Missouri state rate).

County
Webster County

FIPS 29225

State
Missouri (MO)

1,035 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 65706

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
17,479ZIP 65706 residents
Median household income
$76,304Past 12 months, inflation adjusted
Median home value
$234,400Owner-occupied units
Median gross rent
$780Rent plus utilities, monthly
Median age
37 yrsAll residents
Homeownership rate
81.3%Owner-occupied households

ZIP 65706 in context

How this area compares with national benchmarks.

ZIP 65706 is a mid-size town in Webster County, Missouri, with 17,479 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #118 of 1,035 ranked by population — larger than 88% of them. The median age here is 37 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 65706 earn a median of $76,304 a year, 2.8% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 12.5% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 65706 is valued at $234,400, 22.7% below the national figure, while median gross rent runs $780 a month, 44.5% below the national figure, or roughly $9,360 across a full year. A household on the local median income would put about 12.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.1×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 81.3% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 65706 in context

How 65706 sits inside Webster County and Missouri.

ZIP 65706 is tabulated inside Webster County, Missouri, one of 4 ZIP areas the Census publishes for that county and 1,035 across Missouri. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 65706 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 65706 reports a median household income of $76,304, 15% above the $66,574 county median, and 26% above the $60,651 typical MO ZIP. Owner-occupied homes are valued at a median of $234,400, 12% above the county figure and 45% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $780 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Missouri charges 4.225% statewide, and local governments overlapping 65706 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 65706 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 65706

What a purchase inside this ZIP costs at checkout.

Rate applied
4.225%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$42Before any exemptions

Missouri levies 4.225% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
12%Median rent ÷ median income
Price-to-income
3.1×Home value ÷ household income
Est. mortgage
$1,216/mo20% down, 30-yr at 6.75%
Poverty rate
12.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 65706 compares

ZIP 65706 against the median ZIP in Webster County and across Missouri.

MeasureZIP 65706County medianState medianvs state
Median household income$76,304$66,574$60,651+26%
Median home value$234,400$208,900$162,000+45%
Median gross rent$780$729$805-3%
Population17,4796,6581,453+1103%

Medians are computed across the 4 ZIP areas in Webster County and the 1035 ZIP areas in Missouri.

Statewide rank

Where this ZIP places among all 1035 Missouri ZIP areas.

Income

richer than 75% of 958 state ZIPs

#236
Home value

above 83% of 933 state ZIPs

#159
Population

larger than 89% of 1,035 state ZIPs

#118

Comparable ZIP codes

Missouri ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
63055Franklin County$76,359$254,300$902
63028Jefferson County$76,468$221,600$937
64648Daviess County$76,477$106,700$525
63044St. Louis County$76,094$232,200$1,093
65721Christian County$76,552$253,700$991
65074Moniteau County$76,622$167,400$652

Nearby ZIP codes

Other ZIP codes filed under Webster County.

Adjacent ZIP Codes

Other ZIP codes in Webster County, Missouri.

ZIP 65706 questions

Common questions about this ZIP code.

Where is ZIP code 65706?
ZIP 65706 lies mostly in Webster County, Missouri. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 65706?
Missouri charges 4.225% statewide, plus any county, city or district rate that applies locally.
Is 65706 expensive to live in?
Median rent runs $780 a month, about 12% of median household income, and the median home is worth $234,400 — +45% against the typical Missouri ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 65706, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.