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Washington County · Mississippi

ZIP code 38722

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 38722 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
193

ZCTA residents

Median income
$20,536

Household, past 12 months

Median home
$77,500

Owner-occupied value

Sales tax
7%

Mississippi state rate

Quick answer

ZIP 38722 sits in Washington County, Mississippi and is home to 193 people. Median household income is $20,536, the median home is worth $77,500 and median gross rent is $437. 59% of households own their home, and purchases are taxed at 7% (Mississippi state rate).

County
Washington County

FIPS 28151

State
Mississippi (MS)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 38722

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
193ZIP 38722 residents
Median household income
$20,536Past 12 months, inflation adjusted
Median home value
$77,500Owner-occupied units
Median gross rent
$437Rent plus utilities, monthly
Median age
37.9 yrsAll residents
Homeownership rate
59%Owner-occupied households

ZIP 38722 in context

How this area compares with national benchmarks.

ZIP 38722 is a very small community in Washington County, Mississippi, with 193 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #392 of 427 ranked by population — larger than 8% of them. The median age here is 37.9 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 38722 earn a median of $20,536 a year, 73.9% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 54.4% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 38722 is valued at $77,500, 74.5% below the national figure, while median gross rent runs $437 a month, 68.9% below the national figure, or roughly $5,244 across a full year. A household on the local median income would put about 25.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 59% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 193 residents, a handful of survey responses moves every median on this page. Compare ZIP 38722 against its county rather than against national figures.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 38722 in context

How 38722 sits inside Washington County and Mississippi.

ZIP 38722 is tabulated inside Washington County, Mississippi, one of 10 ZIP areas the Census publishes for that county and 427 across Mississippi. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 38722 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 38722 reports a median household income of $20,536, 49% below the $40,641 county median, and 58% below the $49,375 typical MS ZIP. Owner-occupied homes are valued at a median of $77,500, 12% below the county figure and 32% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $437 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Mississippi charges 7% statewide, and local governments overlapping 38722 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 38722 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 38722

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Mississippi levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
26%Median rent ÷ median income
Price-to-income
3.8×Home value ÷ household income
Est. mortgage
$402/mo20% down, 30-yr at 6.75%
Poverty rate
54.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 38722 compares

ZIP 38722 against the median ZIP in Washington County and across Mississippi.

MeasureZIP 38722County medianState medianvs state
Median household income$20,536$40,641$49,375-58%
Median home value$77,500$88,300$113,850-32%
Median gross rent$437$676$795-45%
Population1937572,742-93%

Medians are computed across the 10 ZIP areas in Washington County and the 427 ZIP areas in Mississippi.

Statewide rank

Where this ZIP places among all 427 Mississippi ZIP areas.

Income

richer than 2% of 379 state ZIPs

#370
Home value

above 14% of 378 state ZIPs

#325
Population

larger than 8% of 427 state ZIPs

#392

Comparable ZIP codes

Mississippi ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
39657Pike County$19,750$84,100$826
38622Panola County$21,484$51,800$429
38774Bolivar County$21,689$82,400$654
39097Humphreys County$21,727$114,100$907
38744Washington County$19,116$101,400—
38769Bolivar County$18,869$74,400$343

Nearby ZIP codes

Other ZIP codes filed under Washington County.

Adjacent ZIP Codes

Other ZIP codes in Washington County, Mississippi.

ZIP 38722 questions

Common questions about this ZIP code.

Where is ZIP code 38722?
ZIP 38722 lies mostly in Washington County, Mississippi. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 38722?
Mississippi charges 7% statewide, plus any county, city or district rate that applies locally.
Is 38722 expensive to live in?
Median rent runs $437 a month, about 26% of median household income, and the median home is worth $77,500 — -32% against the typical Mississippi ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 38722, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.