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Clay County · Minnesota

ZIP code 56562

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 56562 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
518

ZCTA residents

Median income
—

Household, past 12 months

Median home
—

Owner-occupied value

Sales tax
6.875%

Minnesota state rate

Quick answer

ZIP 56562 sits in Clay County, Minnesota and is home to 518 people. Median household income is —, the median home is worth — and median gross rent is —. 0% of households own their home, and purchases are taxed at 6.875% (Minnesota state rate).

County
Clay County

FIPS 27027

State
Minnesota (MN)

880 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 56562

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
518ZIP 56562 residents
Median household income
—Past 12 months, inflation adjusted
Median home value
—Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
19.6 yrsAll residents
Homeownership rate
0%Owner-occupied households

ZIP 56562 in context

How this area compares with national benchmarks.

ZIP 56562 is a very small community in Clay County, Minnesota, with 518 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #693 of 880 ranked by population — larger than 21% of them. The median age here is 19.6 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 56562 earn a median of not published a year. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 100% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 56562 is valued at not published, while median gross rent runs not published a month. 0% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 19.6 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address. With 518 residents, a handful of survey responses moves every median on this page. Compare ZIP 56562 against its county rather than against national figures.

The Census withheld household income, home value, gross rent for ZIP 56562 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 56562 in context

How 56562 sits inside Clay County and Minnesota.

ZIP 56562 is tabulated inside Clay County, Minnesota, one of 13 ZIP areas the Census publishes for that county and 880 across Minnesota. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 56562 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 56562 reports a median household income of not published. Owner-occupied homes are valued at a median of not published. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Minnesota charges 6.875% statewide, and local governments overlapping 56562 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 56562 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 56562

What a purchase inside this ZIP costs at checkout.

Rate applied
6.875%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$69Before any exemptions

Minnesota levies 6.875% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
—Home value ÷ household income
Est. mortgage
—20% down, 30-yr at 6.75%
Poverty rate
100%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 56562 compares

ZIP 56562 against the median ZIP in Clay County and across Minnesota.

MeasureZIP 56562County medianState medianvs state
Median household income—$88,690$75,417—
Median home value—$233,600$221,650—
Median gross rent—$769$925—
Population5181,3301,800-71%

Medians are computed across the 13 ZIP areas in Clay County and the 880 ZIP areas in Minnesota.

Statewide rank

Where this ZIP places among all 880 Minnesota ZIP areas.

Income

Not published

—
Home value

Not published

—
Population

larger than 21% of 880 state ZIPs

#693

Nearby ZIP codes

Other ZIP codes filed under Clay County.

Adjacent ZIP Codes

Other ZIP codes in Clay County, Minnesota.

ZIP 56562 questions

Common questions about this ZIP code.

Where is ZIP code 56562?
ZIP 56562 lies mostly in Clay County, Minnesota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 56562?
Minnesota charges 6.875% statewide, plus any county, city or district rate that applies locally.
Is 56562 expensive to live in?
Median rent runs — a month, and the median home is worth — — — against the typical Minnesota ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 56562, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.