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ZipNumbers

Polk County · Minnesota

ZIP code 56523

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 56523 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
391

ZCTA residents

Median income
$54,400

Household, past 12 months

Median home
$144,800

Owner-occupied value

Sales tax
6.875%

Minnesota state rate

Quick answer

ZIP 56523 sits in Polk County, Minnesota and is home to 391 people. Median household income is $54,400, the median home is worth $144,800 and median gross rent is $825. 80.7% of households own their home, and purchases are taxed at 6.875% (Minnesota state rate).

County
Polk County

FIPS 27119

State
Minnesota (MN)

880 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 56523

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
391ZIP 56523 residents
Median household income
$54,400Past 12 months, inflation adjusted
Median home value
$144,800Owner-occupied units
Median gross rent
$825Rent plus utilities, monthly
Median age
34.2 yrsAll residents
Homeownership rate
80.7%Owner-occupied households

Sales tax in 56523

What a purchase inside this ZIP costs at checkout.

Rate applied
6.875%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$69Before any exemptions

Minnesota levies 6.875% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
2.7×Home value ÷ household income
Est. mortgage
$751/mo20% down, 30-yr at 6.75%
Poverty rate
10.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 56523 compares

ZIP 56523 against the median ZIP in Polk County and across Minnesota.

MeasureZIP 56523County medianState medianvs state
Median household income$54,400$62,337$75,417-28%
Median home value$144,800$177,500$221,650-35%
Median gross rent$825$813$925-11%
Population3917911,800-78%

Medians are computed across the 16 ZIP areas in Polk County and the 880 ZIP areas in Minnesota.

Statewide rank

Where this ZIP places among all 880 Minnesota ZIP areas.

Income

richer than 7% of 862 state ZIPs

#800
Home value

above 17% of 856 state ZIPs

#709
Population

larger than 15% of 880 state ZIPs

#750

Comparable ZIP codes

Minnesota ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
55601Lake County$54,375$232,700
56325Stearns County$54,375$164,100
56681Itasca County$54,375$177,100$498
56446Todd County$54,500$139,100$814
55711St. Louis County$54,583$192,200$850
55748Aitkin County$54,615$180,400$904

Nearby ZIP codes

Other ZIP codes filed under Polk County.

ZIP 56523 questions

Common questions about this ZIP code.

Where is ZIP code 56523?
ZIP 56523 lies mostly in Polk County, Minnesota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 56523?
Minnesota charges 6.875% statewide, plus any county, city or district rate that applies locally.
Is 56523 expensive to live in?
Median rent runs $825 a month, about 18% of median household income, and the median home is worth $144,800-35% against the typical Minnesota ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 56523, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.