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Cass County · Minnesota

ZIP code 56466

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 56466 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
3,126

ZCTA residents

Median income
$59,046

Household, past 12 months

Median home
$217,200

Owner-occupied value

Sales tax
6.875%

Minnesota state rate

Quick answer

ZIP 56466 sits in Cass County, Minnesota and is home to 3,126 people. Median household income is $59,046, the median home is worth $217,200 and median gross rent is $711. 84.7% of households own their home, and purchases are taxed at 6.875% (Minnesota state rate).

County
Cass County

FIPS 27021

State
Minnesota (MN)

880 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 56466

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
3,126ZIP 56466 residents
Median household income
$59,046Past 12 months, inflation adjusted
Median home value
$217,200Owner-occupied units
Median gross rent
$711Rent plus utilities, monthly
Median age
46.5 yrsAll residents
Homeownership rate
84.7%Owner-occupied households

ZIP 56466 in context

How this area compares with national benchmarks.

ZIP 56466 is a small town in Cass County, Minnesota, with 3,126 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #332 of 880 ranked by population — larger than 62% of them. The median age here is 46.5 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 56466 earn a median of $59,046 a year, 24.8% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 12.1% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 56466 is valued at $217,200, 28.4% below the national figure, while median gross rent runs $711 a month, 49.4% below the national figure, or roughly $8,532 across a full year. A household on the local median income would put about 14.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 84.7% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 56466 in context

How 56466 sits inside Cass County and Minnesota.

ZIP 56466 is tabulated inside Cass County, Minnesota, one of 13 ZIP areas the Census publishes for that county and 880 across Minnesota. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 56466 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 56466 reports a median household income of $59,046, close to the $60,378 county median, and 22% below the $75,417 typical MN ZIP. Owner-occupied homes are valued at a median of $217,200, 17% below the county figure and close to the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $711 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Minnesota charges 6.875% statewide, and local governments overlapping 56466 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 56466 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 56466

What a purchase inside this ZIP costs at checkout.

Rate applied
6.875%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$69Before any exemptions

Minnesota levies 6.875% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
3.7×Home value ÷ household income
Est. mortgage
$1,127/mo20% down, 30-yr at 6.75%
Poverty rate
12.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 56466 compares

ZIP 56466 against the median ZIP in Cass County and across Minnesota.

MeasureZIP 56466County medianState medianvs state
Median household income$59,046$60,378$75,417-22%
Median home value$217,200$262,500$221,650-2%
Median gross rent$711$849$925-23%
Population3,1262,9121,800+74%

Medians are computed across the 13 ZIP areas in Cass County and the 880 ZIP areas in Minnesota.

Statewide rank

Where this ZIP places among all 880 Minnesota ZIP areas.

Income

richer than 13% of 862 state ZIPs

#746
Home value

above 48% of 856 state ZIPs

#445
Population

larger than 62% of 880 state ZIPs

#332

Comparable ZIP codes

Minnesota ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
55335Sibley County$59,034$137,000$1,010
56450Crow Wing County$59,076$190,900$933
56136Lincoln County$59,271$210,300$663
56437Todd County$59,313$110,000$808
56592Polk County$58,750$139,600$813
56628Itasca County$58,631$232,700$1,129

Nearby ZIP codes

Other ZIP codes filed under Cass County.

Adjacent ZIP Codes

Other ZIP codes in Cass County, Minnesota.

ZIP 56466 questions

Common questions about this ZIP code.

Where is ZIP code 56466?
ZIP 56466 lies mostly in Cass County, Minnesota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 56466?
Minnesota charges 6.875% statewide, plus any county, city or district rate that applies locally.
Is 56466 expensive to live in?
Median rent runs $711 a month, about 14% of median household income, and the median home is worth $217,200 — -2% against the typical Minnesota ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 56466, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.