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ZipNumbers

Crow Wing County · Minnesota

ZIP code 56401

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 56401 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
31,749

ZCTA residents

Median income
$70,269

Household, past 12 months

Median home
$237,900

Owner-occupied value

Sales tax
6.875%

Minnesota state rate

Quick answer

ZIP 56401 sits in Crow Wing County, Minnesota and is home to 31,749 people. Median household income is $70,269, the median home is worth $237,900 and median gross rent is $918. 74% of households own their home, and purchases are taxed at 6.875% (Minnesota state rate).

County
Crow Wing County

FIPS 27035

State
Minnesota (MN)

880 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 56401

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
31,749ZIP 56401 residents
Median household income
$70,269Past 12 months, inflation adjusted
Median home value
$237,900Owner-occupied units
Median gross rent
$918Rent plus utilities, monthly
Median age
40 yrsAll residents
Homeownership rate
74%Owner-occupied households

Sales tax in 56401

What a purchase inside this ZIP costs at checkout.

Rate applied
6.875%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$69Before any exemptions

Minnesota levies 6.875% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
3.4×Home value ÷ household income
Est. mortgage
$1,234/mo20% down, 30-yr at 6.75%
Poverty rate
10.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 56401 compares

ZIP 56401 against the median ZIP in Crow Wing County and across Minnesota.

MeasureZIP 56401County medianState medianvs state
Median household income$70,269$70,856$75,417-7%
Median home value$237,900$309,200$221,650+7%
Median gross rent$918$995$925-1%
Population31,7492,6041,800+1664%

Medians are computed across the 12 ZIP areas in Crow Wing County and the 880 ZIP areas in Minnesota.

Statewide rank

Where this ZIP places among all 880 Minnesota ZIP areas.

Income

richer than 37% of 862 state ZIPs

#544
Home value

above 57% of 856 state ZIPs

#366
Population

larger than 95% of 880 state ZIPs

#44

Comparable ZIP codes

Minnesota ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
55021Rice County$70,296$267,600$1,044
56649Koochiching County$70,348$143,600$781
56763Roseau County$70,357$184,700$830
55334Sibley County$70,150$178,300$750
56271Swift County$70,395$206,600$1,015
56584Norman County$70,398$125,600$1,011

Nearby ZIP codes

Other ZIP codes filed under Crow Wing County.

ZIP 56401 questions

Common questions about this ZIP code.

Where is ZIP code 56401?
ZIP 56401 lies mostly in Crow Wing County, Minnesota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 56401?
Minnesota charges 6.875% statewide, plus any county, city or district rate that applies locally.
Is 56401 expensive to live in?
Median rent runs $918 a month, about 16% of median household income, and the median home is worth $237,900+7% against the typical Minnesota ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 56401, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.