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Cottonwood County · Minnesota

ZIP code 56159

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 56159 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,520

ZCTA residents

Median income
$65,089

Household, past 12 months

Median home
$135,200

Owner-occupied value

Sales tax
6.875%

Minnesota state rate

Quick answer

ZIP 56159 sits in Cottonwood County, Minnesota and is home to 2,520 people. Median household income is $65,089, the median home is worth $135,200 and median gross rent is $738. 76.6% of households own their home, and purchases are taxed at 6.875% (Minnesota state rate).

County
Cottonwood County

FIPS 27033

State
Minnesota (MN)

880 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 56159

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,520ZIP 56159 residents
Median household income
$65,089Past 12 months, inflation adjusted
Median home value
$135,200Owner-occupied units
Median gross rent
$738Rent plus utilities, monthly
Median age
38.1 yrsAll residents
Homeownership rate
76.6%Owner-occupied households

ZIP 56159 in context

How this area compares with national benchmarks.

ZIP 56159 is a small town in Cottonwood County, Minnesota, with 2,520 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #371 of 880 ranked by population — larger than 57% of them. The median age here is 38.1 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 56159 earn a median of $65,089 a year, 17.1% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 16.4% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 56159 is valued at $135,200, 55.4% below the national figure, while median gross rent runs $738 a month, 47.5% below the national figure, or roughly $8,856 across a full year. A household on the local median income would put about 13.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.1×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 76.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 56159 in context

How 56159 sits inside Cottonwood County and Minnesota.

ZIP 56159 is tabulated inside Cottonwood County, Minnesota, one of 6 ZIP areas the Census publishes for that county and 880 across Minnesota. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 56159 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 56159 reports a median household income of $65,089, 5% below the $68,222 county median, and 14% below the $75,417 typical MN ZIP. Owner-occupied homes are valued at a median of $135,200, 4% above the county figure and 39% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $738 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Minnesota charges 6.875% statewide, and local governments overlapping 56159 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 56159 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 56159

What a purchase inside this ZIP costs at checkout.

Rate applied
6.875%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$69Before any exemptions

Minnesota levies 6.875% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
2.1×Home value ÷ household income
Est. mortgage
$702/mo20% down, 30-yr at 6.75%
Poverty rate
16.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 56159 compares

ZIP 56159 against the median ZIP in Cottonwood County and across Minnesota.

MeasureZIP 56159County medianState medianvs state
Median household income$65,089$68,222$75,417-14%
Median home value$135,200$129,650$221,650-39%
Median gross rent$738$738$925-20%
Population2,5209011,800+40%

Medians are computed across the 6 ZIP areas in Cottonwood County and the 880 ZIP areas in Minnesota.

Statewide rank

Where this ZIP places among all 880 Minnesota ZIP areas.

Income

richer than 24% of 862 state ZIPs

#656
Home value

above 14% of 856 state ZIPs

#732
Population

larger than 58% of 880 state ZIPs

#371

Comparable ZIP codes

Minnesota ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
56228Meeker County$65,139$120,000$763
55736St. Louis County$65,000$162,300$691
56083Redwood County$65,000$118,900$525
56230Renville County$65,000$157,100$929
55114Ramsey County$65,236$296,900$1,588
56223Yellow Medicine County$65,250$101,400$779

Nearby ZIP codes

Other ZIP codes filed under Cottonwood County.

Adjacent ZIP Codes

Other ZIP codes in Cottonwood County, Minnesota.

ZIP 56159 questions

Common questions about this ZIP code.

Where is ZIP code 56159?
ZIP 56159 lies mostly in Cottonwood County, Minnesota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 56159?
Minnesota charges 6.875% statewide, plus any county, city or district rate that applies locally.
Is 56159 expensive to live in?
Median rent runs $738 a month, about 14% of median household income, and the median home is worth $135,200 — -39% against the typical Minnesota ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 56159, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.