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Lincoln County · Minnesota

ZIP code 56149

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 56149 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,205

ZCTA residents

Median income
$61,389

Household, past 12 months

Median home
$150,800

Owner-occupied value

Sales tax
6.875%

Minnesota state rate

Quick answer

ZIP 56149 sits in Lincoln County, Minnesota and is home to 1,205 people. Median household income is $61,389, the median home is worth $150,800 and median gross rent is $681. 80.1% of households own their home, and purchases are taxed at 6.875% (Minnesota state rate).

County
Lincoln County

FIPS 27081

State
Minnesota (MN)

880 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 56149

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,205ZIP 56149 residents
Median household income
$61,389Past 12 months, inflation adjusted
Median home value
$150,800Owner-occupied units
Median gross rent
$681Rent plus utilities, monthly
Median age
44.2 yrsAll residents
Homeownership rate
80.1%Owner-occupied households

ZIP 56149 in context

How this area compares with national benchmarks.

ZIP 56149 is a small town in Lincoln County, Minnesota, with 1,205 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #528 of 880 ranked by population — larger than 40% of them. The median age here is 44.2 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 56149 earn a median of $61,389 a year, 21.8% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 10.2% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 56149 is valued at $150,800, 50.3% below the national figure, while median gross rent runs $681 a month, 51.6% below the national figure, or roughly $8,172 across a full year. A household on the local median income would put about 13.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 80.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 56149 in context

How 56149 sits inside Lincoln County and Minnesota.

ZIP 56149 is tabulated inside Lincoln County, Minnesota, one of 6 ZIP areas the Census publishes for that county and 880 across Minnesota. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 56149 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 56149 reports a median household income of $61,389, 9% below the $67,369 county median, and 19% below the $75,417 typical MN ZIP. Owner-occupied homes are valued at a median of $150,800, 4% below the county figure and 32% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $681 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Minnesota charges 6.875% statewide, and local governments overlapping 56149 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 56149 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 56149

What a purchase inside this ZIP costs at checkout.

Rate applied
6.875%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$69Before any exemptions

Minnesota levies 6.875% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
13%Median rent ÷ median income
Price-to-income
2.5×Home value ÷ household income
Est. mortgage
$782/mo20% down, 30-yr at 6.75%
Poverty rate
10.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 56149 compares

ZIP 56149 against the median ZIP in Lincoln County and across Minnesota.

MeasureZIP 56149County medianState medianvs state
Median household income$61,389$67,369$75,417-19%
Median home value$150,800$157,100$221,650-32%
Median gross rent$681$681$925-26%
Population1,2051,1341,800-33%

Medians are computed across the 6 ZIP areas in Lincoln County and the 880 ZIP areas in Minnesota.

Statewide rank

Where this ZIP places among all 880 Minnesota ZIP areas.

Income

richer than 17% of 862 state ZIPs

#715
Home value

above 19% of 856 state ZIPs

#694
Population

larger than 40% of 880 state ZIPs

#528

Comparable ZIP codes

Minnesota ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
56222Chippewa County$61,389$151,500$1,065
56031Martin County$61,373$175,600$719
55037Pine County$61,319$206,100$975
56342Aitkin County$61,313$233,300$836
56520Wilkin County$61,537$152,600$515
56527Otter Tail County$61,607$192,400$850

Nearby ZIP codes

Other ZIP codes filed under Lincoln County.

Adjacent ZIP Codes

Other ZIP codes in Lincoln County, Minnesota.

ZIP 56149 questions

Common questions about this ZIP code.

Where is ZIP code 56149?
ZIP 56149 lies mostly in Lincoln County, Minnesota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 56149?
Minnesota charges 6.875% statewide, plus any county, city or district rate that applies locally.
Is 56149 expensive to live in?
Median rent runs $681 a month, about 13% of median household income, and the median home is worth $150,800 — -32% against the typical Minnesota ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 56149, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.