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ZipNumbers

Freeborn County · Minnesota

ZIP code 56045

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 56045 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
966

ZCTA residents

Median income
$70,714

Household, past 12 months

Median home
$155,400

Owner-occupied value

Sales tax
6.875%

Minnesota state rate

Quick answer

ZIP 56045 sits in Freeborn County, Minnesota and is home to 966 people. Median household income is $70,714, the median home is worth $155,400 and median gross rent is $713. 92.9% of households own their home, and purchases are taxed at 6.875% (Minnesota state rate).

County
Freeborn County

FIPS 27047

State
Minnesota (MN)

880 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 56045

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
966ZIP 56045 residents
Median household income
$70,714Past 12 months, inflation adjusted
Median home value
$155,400Owner-occupied units
Median gross rent
$713Rent plus utilities, monthly
Median age
40.5 yrsAll residents
Homeownership rate
92.9%Owner-occupied households

Sales tax in 56045

What a purchase inside this ZIP costs at checkout.

Rate applied
6.875%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$69Before any exemptions

Minnesota levies 6.875% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
12%Median rent ÷ median income
Price-to-income
2.2×Home value ÷ household income
Est. mortgage
$806/mo20% down, 30-yr at 6.75%
Poverty rate
8.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 56045 compares

ZIP 56045 against the median ZIP in Freeborn County and across Minnesota.

MeasureZIP 56045County medianState medianvs state
Median household income$70,714$70,788$75,417-6%
Median home value$155,400$166,100$221,650-30%
Median gross rent$713$843$925-23%
Population9666681,800-46%

Medians are computed across the 12 ZIP areas in Freeborn County and the 880 ZIP areas in Minnesota.

Statewide rank

Where this ZIP places among all 880 Minnesota ZIP areas.

Income

richer than 39% of 862 state ZIPs

#528
Home value

above 21% of 856 state ZIPs

#674
Population

larger than 34% of 880 state ZIPs

#577

Comparable ZIP codes

Minnesota ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
56657Itasca County$70,750$394,600
56728Kittson County$70,750$157,000$858
56686Lake of the Woods County$70,781$175,300
56258Lyon County$70,640$210,100$742
56726Roseau County$70,625$160,500$800
56088Martin County$70,568$134,200$938

Nearby ZIP codes

Other ZIP codes filed under Freeborn County.

ZIP 56045 questions

Common questions about this ZIP code.

Where is ZIP code 56045?
ZIP 56045 lies mostly in Freeborn County, Minnesota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 56045?
Minnesota charges 6.875% statewide, plus any county, city or district rate that applies locally.
Is 56045 expensive to live in?
Median rent runs $713 a month, about 12% of median household income, and the median home is worth $155,400-30% against the typical Minnesota ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 56045, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.