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St. Louis County · Minnesota

ZIP code 55782

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 55782 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
439

ZCTA residents

Median income
$55,658

Household, past 12 months

Median home
$99,400

Owner-occupied value

Sales tax
6.875%

Minnesota state rate

Quick answer

ZIP 55782 sits in St. Louis County, Minnesota and is home to 439 people. Median household income is $55,658, the median home is worth $99,400 and median gross rent is —. 82.2% of households own their home, and purchases are taxed at 6.875% (Minnesota state rate).

County
St. Louis County

FIPS 27137

State
Minnesota (MN)

880 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 55782

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
439ZIP 55782 residents
Median household income
$55,658Past 12 months, inflation adjusted
Median home value
$99,400Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
43.5 yrsAll residents
Homeownership rate
82.2%Owner-occupied households

ZIP 55782 in context

How this area compares with national benchmarks.

ZIP 55782 is a very small community in St. Louis County, Minnesota, with 439 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #728 of 880 ranked by population — larger than 17% of them. The median age here is 43.5 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 55782 earn a median of $55,658 a year, 29.1% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 9.6% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 55782 is valued at $99,400, 67.2% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 1.8×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 82.2% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

With 439 residents, a handful of survey responses moves every median on this page. Compare ZIP 55782 against its county rather than against national figures.

The Census withheld gross rent for ZIP 55782 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 55782 in context

How 55782 sits inside St. Louis County and Minnesota.

ZIP 55782 is tabulated inside St. Louis County, Minnesota, one of 42 ZIP areas the Census publishes for that county and 880 across Minnesota. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 55782 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 55782 reports a median household income of $55,658, 16% below the $65,893 county median, and 26% below the $75,417 typical MN ZIP. Owner-occupied homes are valued at a median of $99,400, 42% below the county figure and 55% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Minnesota charges 6.875% statewide, and local governments overlapping 55782 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 55782 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 55782

What a purchase inside this ZIP costs at checkout.

Rate applied
6.875%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$69Before any exemptions

Minnesota levies 6.875% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
1.8×Home value ÷ household income
Est. mortgage
$516/mo20% down, 30-yr at 6.75%
Poverty rate
9.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 55782 compares

ZIP 55782 against the median ZIP in St. Louis County and across Minnesota.

MeasureZIP 55782County medianState medianvs state
Median household income$55,658$65,893$75,417-26%
Median home value$99,400$172,600$221,650-55%
Median gross rent—$850$925—
Population4391,8441,800-76%

Medians are computed across the 42 ZIP areas in St. Louis County and the 880 ZIP areas in Minnesota.

Statewide rank

Where this ZIP places among all 880 Minnesota ZIP areas.

Income

richer than 8% of 862 state ZIPs

#792
Home value

above 4% of 856 state ZIPs

#822
Population

larger than 17% of 880 state ZIPs

#728

Comparable ZIP codes

Minnesota ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
56575Becker County$55,673$268,800$688
55746St. Louis County$55,694$127,600$739
56474Cass County$55,741$220,500$870
56655Cass County$55,368$301,800$792
56208Swift County$56,196$86,700$691
56569Becker County$56,250$188,600$725

Nearby ZIP codes

Other ZIP codes filed under St. Louis County.

Adjacent ZIP Codes

Other ZIP codes in St. Louis County, Minnesota.

ZIP 55782 questions

Common questions about this ZIP code.

Where is ZIP code 55782?
ZIP 55782 lies mostly in St. Louis County, Minnesota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 55782?
Minnesota charges 6.875% statewide, plus any county, city or district rate that applies locally.
Is 55782 expensive to live in?
Median rent runs — a month, and the median home is worth $99,400 — -55% against the typical Minnesota ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 55782, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.