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ZipNumbers

Chisago County · Minnesota

ZIP code 55012

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 55012 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,995

ZCTA residents

Median income
$93,500

Household, past 12 months

Median home
$367,500

Owner-occupied value

Sales tax
6.875%

Minnesota state rate

Quick answer

ZIP 55012 sits in Chisago County, Minnesota and is home to 1,995 people. Median household income is $93,500, the median home is worth $367,500 and median gross rent is $1,337. 89.6% of households own their home, and purchases are taxed at 6.875% (Minnesota state rate).

County
Chisago County

FIPS 27025

State
Minnesota (MN)

880 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 55012

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,995ZIP 55012 residents
Median household income
$93,500Past 12 months, inflation adjusted
Median home value
$367,500Owner-occupied units
Median gross rent
$1,337Rent plus utilities, monthly
Median age
48.9 yrsAll residents
Homeownership rate
89.6%Owner-occupied households

Sales tax in 55012

What a purchase inside this ZIP costs at checkout.

Rate applied
6.875%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$69Before any exemptions

Minnesota levies 6.875% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
3.9×Home value ÷ household income
Est. mortgage
$1,907/mo20% down, 30-yr at 6.75%
Poverty rate
10.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 55012 compares

ZIP 55012 against the median ZIP in Chisago County and across Minnesota.

MeasureZIP 55012County medianState medianvs state
Median household income$93,500$99,898$75,417+24%
Median home value$367,500$335,400$221,650+66%
Median gross rent$1,337$1,156$925+45%
Population1,9955,9361,800+11%

Medians are computed across the 9 ZIP areas in Chisago County and the 880 ZIP areas in Minnesota.

Statewide rank

Where this ZIP places among all 880 Minnesota ZIP areas.

Income

richer than 79% of 862 state ZIPs

#185
Home value

above 90% of 856 state ZIPs

#89
Population

larger than 53% of 880 state ZIPs

#412

Comparable ZIP codes

Minnesota ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
55313Wright County$93,471$321,000$1,150
55923Fillmore County$93,446$251,100$709
55056Chisago County$93,601$297,600$1,190
55085Dakota County$93,333$291,400$1,021
56043Freeborn County$93,333$189,300
55717St. Louis County$93,250$288,600

Nearby ZIP codes

Other ZIP codes filed under Chisago County.

ZIP 55012 questions

Common questions about this ZIP code.

Where is ZIP code 55012?
ZIP 55012 lies mostly in Chisago County, Minnesota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 55012?
Minnesota charges 6.875% statewide, plus any county, city or district rate that applies locally.
Is 55012 expensive to live in?
Median rent runs $1,337 a month, about 17% of median household income, and the median home is worth $367,500+66% against the typical Minnesota ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 55012, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.