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Houghton County · Michigan

ZIP code 49958

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49958 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
900

ZCTA residents

Median income
$42,083

Household, past 12 months

Median home
$157,100

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49958 sits in Houghton County, Michigan and is home to 900 people. Median household income is $42,083, the median home is worth $157,100 and median gross rent is —. 95.4% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Houghton County

FIPS 26061

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49958

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
900ZIP 49958 residents
Median household income
$42,083Past 12 months, inflation adjusted
Median home value
$157,100Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
48.3 yrsAll residents
Homeownership rate
95.4%Owner-occupied households

ZIP 49958 in context

How this area compares with national benchmarks.

ZIP 49958 is a very small community in Houghton County, Michigan, with 900 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #826 of 992 ranked by population — larger than 16% of them. The median age here is 48.3 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 49958 earn a median of $42,083 a year, 46.4% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 25.1% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 49958 is valued at $157,100, 48.2% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 3.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 95.4% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 900 residents, a handful of survey responses moves every median on this page. Compare ZIP 49958 against its county rather than against national figures.

The Census withheld gross rent for ZIP 49958 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 49958 in context

How 49958 sits inside Houghton County and Michigan.

ZIP 49958 is tabulated inside Houghton County, Michigan, one of 18 ZIP areas the Census publishes for that county and 992 across Michigan. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 49958 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 49958 reports a median household income of $42,083, 24% below the $55,275 county median, and 37% below the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $157,100, 47% above the county figure and 12% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Michigan charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 49958.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 49958 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 49958

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
3.7×Home value ÷ household income
Est. mortgage
$815/mo20% down, 30-yr at 6.75%
Poverty rate
25.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49958 compares

ZIP 49958 against the median ZIP in Houghton County and across Michigan.

MeasureZIP 49958County medianState medianvs state
Median household income$42,083$55,275$66,726-37%
Median home value$157,100$107,100$179,300-12%
Median gross rent—$777$930—
Population9007294,540-80%

Medians are computed across the 18 ZIP areas in Houghton County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 6% of 963 state ZIPs

#909
Home value

above 35% of 961 state ZIPs

#621
Population

larger than 17% of 992 state ZIPs

#826

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48209Wayne County$42,152$82,800$843
49202Jackson County$41,916$104,100$915
48750Iosco County$42,260$110,500$675
48216Wayne County$42,278$225,300$860
48223Wayne County$42,324$87,700$1,013
48126Wayne County$42,353$200,600$1,222

Nearby ZIP codes

Other ZIP codes filed under Houghton County.

Adjacent ZIP Codes

Other ZIP codes in Houghton County, Michigan.

ZIP 49958 questions

Common questions about this ZIP code.

Where is ZIP code 49958?
ZIP 49958 lies mostly in Houghton County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49958?
Michigan charges 6% statewide.
Is 49958 expensive to live in?
Median rent runs — a month, and the median home is worth $157,100 — -12% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49958, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.