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ZipNumbers

Houghton County · Michigan

ZIP code 49905

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49905 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,138

ZCTA residents

Median income
$76,618

Household, past 12 months

Median home
$169,300

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49905 sits in Houghton County, Michigan and is home to 2,138 people. Median household income is $76,618, the median home is worth $169,300 and median gross rent is $1,000. 89.1% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Houghton County

FIPS 26061

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49905

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,138ZIP 49905 residents
Median household income
$76,618Past 12 months, inflation adjusted
Median home value
$169,300Owner-occupied units
Median gross rent
$1,000Rent plus utilities, monthly
Median age
33.9 yrsAll residents
Homeownership rate
89.1%Owner-occupied households

Sales tax in 49905

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
2.2×Home value ÷ household income
Est. mortgage
$878/mo20% down, 30-yr at 6.75%
Poverty rate
7.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49905 compares

ZIP 49905 against the median ZIP in Houghton County and across Michigan.

MeasureZIP 49905County medianState medianvs state
Median household income$76,618$55,275$66,726+15%
Median home value$169,300$107,100$179,300-6%
Median gross rent$1,000$777$930+8%
Population2,1387294,540-53%

Medians are computed across the 18 ZIP areas in Houghton County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 68% of 963 state ZIPs

#312
Home value

above 44% of 961 state ZIPs

#536
Population

larger than 32% of 992 state ZIPs

#671

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48117Monroe County$76,600$276,600$1,081
48461Lapeer County$76,597$193,300$900
49289Lenawee County$76,563$108,300
48473Genesee County$76,765$191,700$1,092
49061Cass County$76,772$201,200$876
49814Marquette County$76,464$142,900

Nearby ZIP codes

Other ZIP codes filed under Houghton County.

ZIP 49905 questions

Common questions about this ZIP code.

Where is ZIP code 49905?
ZIP 49905 lies mostly in Houghton County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49905?
Michigan charges 6% statewide.
Is 49905 expensive to live in?
Median rent runs $1,000 a month, about 16% of median household income, and the median home is worth $169,300-6% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49905, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.