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Keweenaw County · Michigan

ZIP code 49901

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49901 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
227

ZCTA residents

Median income
$44,813

Household, past 12 months

Median home
$74,500

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49901 sits in Keweenaw County, Michigan and is home to 227 people. Median household income is $44,813, the median home is worth $74,500 and median gross rent is —. 97.2% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Keweenaw County

FIPS 26083

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49901

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
227ZIP 49901 residents
Median household income
$44,813Past 12 months, inflation adjusted
Median home value
$74,500Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
59.3 yrsAll residents
Homeownership rate
97.2%Owner-occupied households

ZIP 49901 in context

How this area compares with national benchmarks.

ZIP 49901 is a very small community in Keweenaw County, Michigan, with 227 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #923 of 992 ranked by population — larger than 6% of them. The median age here is 59.3 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 49901 earn a median of $44,813 a year, 42.9% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 13.7% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 49901 is valued at $74,500, 75.4% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 1.7×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 97.2% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 59.3 puts ZIP 49901 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 227 residents, a handful of survey responses moves every median on this page. Compare ZIP 49901 against its county rather than against national figures.

The Census withheld gross rent for ZIP 49901 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 49901 in context

How 49901 sits inside Keweenaw County and Michigan.

ZIP 49901 is tabulated inside Keweenaw County, Michigan, one of 4 ZIP areas the Census publishes for that county and 992 across Michigan. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 49901 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 49901 reports a median household income of $44,813, 11% below the $50,268 county median, and 33% below the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $74,500, 56% below the county figure and 58% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Michigan charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 49901.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 49901 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 49901

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
1.7×Home value ÷ household income
Est. mortgage
$387/mo20% down, 30-yr at 6.75%
Poverty rate
13.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49901 compares

ZIP 49901 against the median ZIP in Keweenaw County and across Michigan.

MeasureZIP 49901County medianState medianvs state
Median household income$44,813$50,268$66,726-33%
Median home value$74,500$168,600$179,300-58%
Median gross rent—$594$930—
Population2272894,540-95%

Medians are computed across the 4 ZIP areas in Keweenaw County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 8% of 963 state ZIPs

#886
Home value

above 3% of 961 state ZIPs

#930
Population

larger than 7% of 992 state ZIPs

#923

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
49718Emmet County$44,712$183,500$950
48761Ogemaw County$44,647$113,000—
49645Manistee County$45,000$129,300$948
48207Wayne County$44,561$193,800$1,040
49756Oscoda County$45,091$154,000$889
48229Wayne County$45,148$59,300$879

Nearby ZIP codes

Other ZIP codes filed under Keweenaw County.

Adjacent ZIP Codes

Other ZIP codes in Keweenaw County, Michigan.

ZIP 49901 questions

Common questions about this ZIP code.

Where is ZIP code 49901?
ZIP 49901 lies mostly in Keweenaw County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49901?
Michigan charges 6% statewide.
Is 49901 expensive to live in?
Median rent runs — a month, and the median home is worth $74,500 — -58% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49901, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.