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ZipNumbers

Delta County · Michigan

ZIP code 49864

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49864 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
28

ZCTA residents

Median income

Household, past 12 months

Median home
$175,000

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49864 sits in Delta County, Michigan and is home to 28 people. Median household income is , the median home is worth $175,000 and median gross rent is . 63.2% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Delta County

FIPS 26041

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49864

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
28ZIP 49864 residents
Median household income
Past 12 months, inflation adjusted
Median home value
$175,000Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
64.7 yrsAll residents
Homeownership rate
63.2%Owner-occupied households

Sales tax in 49864

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
Home value ÷ household income
Est. mortgage
$908/mo20% down, 30-yr at 6.75%
Poverty rate
25%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49864 compares

ZIP 49864 against the median ZIP in Delta County and across Michigan.

MeasureZIP 49864County medianState medianvs state
Median household income$60,882$66,726
Median home value$175,000$164,250$179,300-2%
Median gross rent$804$930
Population288684,540-99%

Medians are computed across the 10 ZIP areas in Delta County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

Not published

Home value

above 48% of 961 state ZIPs

#498
Population

larger than 1% of 992 state ZIPs

#986

Nearby ZIP codes

Other ZIP codes filed under Delta County.

ZIP 49864 questions

Common questions about this ZIP code.

Where is ZIP code 49864?
ZIP 49864 lies mostly in Delta County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49864?
Michigan charges 6% statewide.
Is 49864 expensive to live in?
Median rent runs a month, and the median home is worth $175,000-2% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49864, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.